Mortgage Compliance Specialist

Atlantic Coast Mortgage, LLC; Fairfax (VA); On-site; USD 50,000 - 70,000; Full time

Job summary

A residential mortgage company in Virginia is seeking a Compliance Specialist to support regulatory compliance and operational integrity. The ideal candidate will review mortgage loan files, assist in vendor management, and conduct internal compliance reviews. Essential qualifications include proficiency in Microsoft Office, experience with Encompass/ICE, and strong organizational skills. Join a team recognized as a Top Workplace and contribute to a culture of excellence.

Qualifications

• Familiarity with common hardware and software required.
• Strong ability to manage high workloads and shifting priorities.
• Experience with mortgage marketing and advertising preferred.

Responsibilities

• Review mortgage loan files for compliance with regulations.
• Assist with vendor management and compliance-related inquiries.
• Conduct internal compliance reviews and ensure adherence to controls.

Skills

Basic computer proficiency

Proficient in Microsoft Office

Organizational skills

Attention to detail

Excellent communication skills

Familiarity with mortgage-related regulations

Tools

Encompass/ICE loan origination system

Job description

Our team is redefining the industry – and creating a culture of excellence.

Founded in 2011, Atlantic Coast Mortgage embodies a people-first culture rooted in commitment, character, and innovation. What began as a small team has grown into a thriving organization where our people remain the driving force behind our mission to redefine the mortgage industry. We believe individuals do their best work in an environment designed for success—and we’re proud to be recognized by The Washington Post as a Top Workplace. As we continue to grow, we’re not just hiring employees—we’re looking for driven, energetic, and creative problem-solvers. If that sounds like you, and you're ready to build your career with a company committed to making meaningful change in our industry, we’d love to connect.

Atlantic Coast Mortgage, LLC (“ACM”) is seeking a residential mortgage Compliance Specialist to support the company’s commitment to regulatory compliance, strong internal controls, and operational integrity. This role will help ensure company-wide adherence to corporate policies and regulatory requirements by maintaining appropriate documentation, preparing reports, and coordinating timely testing of internal controls.

The Compliance Specialist will assist in conducting internal compliance reviews to ensure that appropriate controls are in place. This position will work closely with internal teams to monitor the consistency of compliance practices across the organization.

Responsibilities:

• Review mortgage loan files for quality and compliance with federal and state-specific mortgage rules and regulations.
• Assist with additional tasks related to vendor management, appraiser panel monitoring, exam-related documentation, consumer complaint statuses, and advertising and social media reviews.
• Provide support in responding to compliance-related inquiries submitted to the Compliance Department.

Qualifications:

• Basic computer proficiency, including familiarity with common hardware and software.
• Basic proficiency in Microsoft Office (Excel, Word).
• Experience with the Encompass/ICE loan origination system.
• Ability to quickly learn and apply compliance and regulatory analytical processes.
• Strong organizational skills with the ability to manage large volumes of information and documentation.
• Strong attention to detail with the ability to identify discrepancies or errors.
• Ability to manage high workloads, shifting priorities, and deadlines.
• Excellent written and verbal communication skills.
• Familiarity with mortgage-related regulations (SAFE Act, UDAAP, TILA, RESPA, ECOA, HMDA, CFPB, and state mortgage disclosure) is a plus.
• Experience with mortgage marketing and advertising preferred.

ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.