Mortgage Compliance Consultant

Agility360; Phoenix (AZ); On-site; USD 80,000 - 110,000; Full time

Job summary

Agility360 is seeking a Mortgage Compliance Specialist to help drive regulatory adherence for a leading financial institution. The contract-to-hire role focuses on building strong CMS controls and proactive risk mitigation in mortgage operations.

The candidate should bring 2+ years of regulatory compliance experience, mortgage lending knowledge, and strong communication skills to interact with leadership and risk committees.

Qualifications

• 2+ years of experience in Regulatory Compliance, Risk Management, Internal Audit, or a related financial services environment.
• Knowledge of consumer lending and mortgage compliance regulations such as TILA, RESPA, ECOA, FCRA, HPA, FDPA.
• Experience reviewing policies, procedures, controls, and loan documentation for compliance adherence.

Responsibilities

• Analyze compliance-related data, reports, and processes to identify potential risks and areas for improvement.
• Provide guidance on regulatory requirements, bank policies, risk assessments, issue management, and compliance best practices.
• Partner with cross-functional teams and all lines of defense to support compliance initiatives and regulatory commitments.
• Identify root causes of compliance concerns and recommend practical solutions to strengthen controls and reduce risk.
• Monitor remediation efforts and corrective action plans to ensure compliance issues are effectively resolved.
• Evaluate the effectiveness of compliance controls and recommend enhancements where needed.
• Prepare clear, concise reports and communicate findings to management, business leaders, and risk committees.
• Support regulatory examinations, policy reviews, monitoring activities, and ongoing compliance program improvements.

Skills

Regulatory compliance

Risk management

Internal audit

Analytical thinking

Communication skills

Education

High School Diploma

Bachelor's degree

Tools

Microsoft Office

Job description

Mortgage Compliance Specialist

Location: Phoenix, AZ (ONSITE)

Join a Team Where Compliance Drives Business Success

Are you a compliance professional who thrives on solving complex regulatory challenges, strengthening controls, and influencing key business decisions? If so, we want to hear from you.

We are seeking a Compliance Consultant for a contract-to-hire opportunity with a leading financial institution. In this highly visible role, you'll partner with business leaders, risk teams, and stakeholders across the organization to help ensure regulatory compliance, mitigate risk, and support a strong Compliance Management System (CMS).

This is an excellent opportunity for someone looking to make an immediate impact while positioning themselves for long-term career growth.

What You'll Be Doing

As a Compliance Consultant, you will serve as a trusted advisor on regulatory and compliance matters, helping the organization maintain strong controls and meet regulatory expectations.

Key Responsibilities

Analyze compliance-related data, reports, and processes to identify potential risks and areas for improvement.

Provide guidance on regulatory requirements, bank policies, risk assessments, issue management, and compliance best practices.

Partner with cross-functional teams and all lines of defense to support compliance initiatives and regulatory commitments.

Identify root causes of compliance concerns and recommend practical solutions to strengthen controls and reduce risk.

Monitor remediation efforts and corrective action plans to ensure compliance issues are effectively resolved.

Evaluate the effectiveness of compliance controls and recommend enhancements where needed.

Prepare clear, concise reports and communicate findings to management, business leaders, and risk committees.

Support regulatory examinations, policy reviews, monitoring activities, and ongoing compliance program improvements.

What We're Looking For

Required Qualifications

2+ years of experience in Regulatory Compliance, Risk Management, Internal Audit, or a related financial services environment.

High School Diploma required; Bachelor's Degree in Business, Finance, Risk Management, or related field preferred.

Working knowledge of consumer lending and mortgage compliance regulations, including:

• TILA
• RESPA
• ECOA
• FCRA
• HPA
• FDPA

Understanding of agency and regulatory requirements from organizations such as:

• FNMA
• FHLMC
• FHA
• VA
• USDA
• FRB
• CFPB

Experience reviewing policies, procedures, controls, and loan documentation for compliance adherence.

Strong analytical, problem-solving, and risk assessment skills.

Proficiency with Microsoft Office applications, including Excel, Word, and PowerPoint.

Excellent written and verbal communication skills with the ability to present findings to leadership.

Preferred Qualifications

Experience supporting residential mortgage lending operations, including retail and correspondent channels.

Knowledge of specialized mortgage products such as ARM, DSCR, Interest-Only, HELOC, and HEL programs.

Wholesale lending compliance experience is a strong plus.

Experience with regulatory change management, issue management, and compliance monitoring programs.