Loan Officer - Reverse Mortgage

Atlantic Coast Mortgage, LLC; United States; Hybrid; USD 60,000 - 120,000; Full time

Job summary

Atlantic Coast Mortgage, LLC is seeking a Reverse Mortgage Loan Officer (RMLO) to originate reverse mortgages, manage client and referral partner relationships, and self-generate leads. Access to traditional loan products is available, with a focus on FHA HECM and other reverse mortgage products.

The role is full-time, remote or hybrid, with potential office space depending on location. NMLS registration is required under the SAFE Act.

Qualifications

• Minimum of 2 years of reverse mortgage origination experience.
• Reverse Mortgage program knowledge and skills.
• Demonstrated success in self-generating business.
• Excellent customer service and communication skills.
• Strong problem solving and analytical skills.
• Experience building and managing referral relationships.
• Knowledge of financial services and mortgage industry regulations and SAFE Act requirements.

Responsibilities

• Establish, develop and maintain client relationships
• Educate and consult potential borrowers on reverse mortgage products and processes
• Build and maintain relationships with referral partners
• Generate leads and market reverse mortgage products
• Ensure all activities comply with lender requirements and regulations
• Maintain education requirements and stay current on market trends and strategies

Skills

Reverse mortgage origination

Customer service

Communication skills

Referral relationships

Regulatory knowledge

Self-generation of business

Job description

Our team is redefining the industry – and creating a culture of excellence.

Founded in 2011, Atlantic Coast Mortgage embodies a people-first culture rooted in commitment, character, and innovation. What began as a small team has grown into a thriving organization where our people remain the driving force behind our mission to redefine the mortgage industry. We believe individuals do their best work in an environment designed for success—and we’re proud to be recognized by The Washington Post as a Top Workplace. As we continue to grow, we’re not just hiring employees—we’re looking for driven, energetic, and creative problem-solvers. If that sounds like you, and you're ready to build your career with a company committed to making meaningful change in our industry, we’d love to connect.

Atlantic Coast Mortgage is seeking a Reverse Mortgage Loan Officer (RMLO) to join our fast-growing sales team . The Reverse Loan Officer will be responsible for day-to-day tasks of originating reverse mortgages, building and maintaining relationships with referral partners and clients, and self-generating leads. Access to traditional loan products is also available. Our team of experienced reverse mortgage professionals offers FHA HECM and a variety of proprietary reverse mortgage, second mortgage, and hybrid products for both purchase and refinance transactions.

This is a full-time remote or hybrid role (office space may be available depending on location).

This position requires registration with the National Mortgage Licensing System and Registry (NMLS), as crated under the federal S.A.F.E Act.

Job Responsibilities

• Establish, develop and maintain client relationships
• Educate and consult potential borrowers on reverse mortgage products and processes
• Build and maintain relationships with referral partners
• Generate leads and market reverse mortgage products
• Ensure all activities comply with lender requirements and regulations
• Maintain education requirements and stay current on market trends and strategies

Qualifications

• Minimum of 2 years of reverse mortgage origination experience
• Reverse Mortgage program knowledge and skills
• Demonstrated success in self-generating business
• Excellent customer service and communication skills
• Strong problem solving and analytical skills
• Experience building and managing referral relationships
• Knowledge of financial services and mortgage industry regulations and SAFE Act requirements

ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.

The compensation for this position is fully commission based and determined by the individual’s production.