Mortgage Closing Specialist: Timely, Compliant Closings

First National Bank Of Pennsylvania; United States; On-site; USD 52,000 - 75,000; Full time

Job summary

First National Bank of Pennsylvania seeks an experienced Loan Closer in the Mortgage Administration unit to monitor CD dates, generate Closing Disclosures, and ensure timely TRID compliance for settlement. The role prepares closing documents, coordinates with settlement agents, and manages the mortgage funding process.

The position requires 3+ years in mortgage closing, excellent communication, and strong organizational skills to navigate regulatory requirements and deliver high-quality customer

Qualifications

• High school diploma or GED required.
• 3+ years of mortgage closing experience or equivalent.
• Excellent written and verbal communication; strong organizational and analytical abilities.

Responsibilities

• Prepare all bank documents for closing residential mortgage loans (note, mortgage, riders, RESPA documents, escrow analyses, amortization schedules).
• Prepare Closing Disclosure in a timely manner to protect settlement dates.
• Perform HOEPA and HPML and TILA tests, analyze results, and ensure TRID compliance.
• Coordinate settlement through closing portal and procure fees/information for CDs and documents.
• Review and correct legal documents; assist settlement agent to cure defects.
• Verify Deed, Subordination Agreement and other attorney documents; notify if corrections are needed.
• Review homeowner’s insurance policy and mortgagee clause; perform escrow analyses.
• Prepare net funding of the loan to settlement agent via GL tickets, ITI entries, or wires.
• Monitor disclosures and redisclosures to adhere to TRID timelines.

Skills

Excellent communication

Organizational skills

Analytical skills

Interpersonal skills

Detail-oriented

MS Word

MS Excel

MS PowerPoint

Mortgage loan closing experience

Education

High School or GED

Tools

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Job description

First National Bank of Pennsylvania seeks an experienced Loan Closer in the Mortgage Administration unit to monitor CD dates, generate Closing Disclosures, and ensure timely TRID compliance for settlement. The role prepares closing documents, coordinates with settlement agents, and manages the mortgage funding process.

The position requires 3+ years in mortgage closing, excellent communication, and strong organizational skills to navigate regulatory requirements and deliver high-quality customer