Senior Mortgage Closing Specialist - Remote

FNBO - First National Bank of Omaha; United States; Remote; USD 45,000 - 73,000; Full time

Benefits offered by this job

Medical, Dental, Vision Insurance

401k with Matching Contributions

Time Off Programs

Health Savings Account (HSA)

Job summary

FNBO - First National Bank of Omaha is seeking a Sr. Specialist, Mortgage Loan Closer to create complete, compliant closing packages for 1st Mortgage loans.

You will coordinate between Mortgage Loan Officers, Settlement Agents, and Borrowers to validate fees and data under TRID timelines. The role requires 3–5 years closing and disclosure experience, along with TRID/RESPA/TILA knowledge and Encompass LOS proficiency.

Qualifications

• 3–5 years of mortgage loan closing and disclosure experience.
• Knowledge of TRID, RESPA, and TILA federal guidelines.
• Experience preparing closing paperwork for conventional, VA, FHA, and state bond programs.

Responsibilities

• Close loans by processing Initial and Final Closing Disclosures per TRID guidelines.
• Verify third-party service fees and loan details.
• Build escrow accounts with accurate payment schedules, taxes, and premium dates.
• Collaborate with settlement and title agents to finalize numbers and reconcile discrepancies.
• Perform verbal VOEs within 10 calendar days of closing.
• Prepare and transmit wire originations to funding destinations.
• Audit documents and conditions before packaging for Post Closing/Servicing.
• Assist Disclosure Desk with Initial Disclosure packages including LE within TRID timelines.

Skills

Attention to Detail

Time Management

Critical Thinking

Adaptability

Tools

Encompass LOS

Job description

FNBO - First National Bank of Omaha is seeking a Sr. Specialist, Mortgage Loan Closer to create complete, compliant closing packages for 1st Mortgage loans.

You will coordinate between Mortgage Loan Officers, Settlement Agents, and Borrowers to validate fees and data under TRID timelines. The role requires 3–5 years closing and disclosure experience, along with TRID/RESPA/TILA knowledge and Encompass LOS proficiency.