Mortgage Closing Specialist I

Redwoodcu; Napa (CA); On-site; USD 50,000 - 64,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

401(k) matching

Paid holidays and birthday off

Job summary

Redwood Credit Union is seeking a Loan Closing Coordinator I to support mortgage lending closing and funding processes. You will prepare, review, and remit loan closing documents, ensuring accuracy and compliance with TRID and investor guidelines.

The role involves coordinating with title companies and internal teams to finalize disclosures and wire funding. The ideal candidate has entry-level document review skills, strong attention to detail, and the ability to multi-task in a fast-paced

Qualifications

• Basic knowledge of mortgage lending guidelines and regulations.
• Clear understanding of RESPA and TRID regulation requirements.
• Experience using internet-based loan origination software; prefer experience with Accenture Mortgage Cadence and/or Episys Symitar platforms.
• Basic knowledge of investor guidelines (Fannie Mae Preferred) and compliance requirements.
• Ability to work in a high paced environment with self-driven initiative to effectively prioritize multiple tasks.
• Strong attention to detail.
• Experience creating residential loan closing documents.
• Ability to communicate effectively both verbally and in writing.

Responsibilities

• Prepare and remit accurate loan closing documents to closing agents.
• Ensure supplemental documents and underwriting stipulations are included.
• Review loan documents for completeness, accuracy, and compliance.
• Apply TRID regulations, including timing and accuracy of Loan Estimates and Closing Disclosures.
• Maintain compliance with RCU policies, investor guidelines (e.g., Fannie Mae), and regulatory changes.
• Validate executed loan documents for proper signatures, notary info, and title compliance.
• Resolve documentation errors and ensure fee tolerance compliance.
• Review and approve Closing Disclosure and Settlement Statement for accuracy.
• Issue final Closing Disclosure when needed and initiate wire transfers.
• Input funding data into loan origination and core banking systems.
• Address post-closing issues and support delivery of loan packages to investors.
• Provide backup support for lending phone queues.
• Respond to basic inquiries from members and interested parties regarding loan status.

Skills

Mortgage lending basics

TRID compliance

Document review

Attention to detail

Communication

Team collaboration

Closing familiarity

Education

High school diploma or equivalent

Tools

Accenture Mortgage Cadence

Episys Symitar

Job description

Redwood Credit Union is seeking a Loan Closing Coordinator I to support mortgage lending closing and funding processes. You will prepare, review, and remit loan closing documents, ensuring accuracy and compliance with TRID and investor guidelines.

The role involves coordinating with title companies and internal teams to finalize disclosures and wire funding. The ideal candidate has entry-level document review skills, strong attention to detail, and the ability to multi-task in a fast-paced