Mortgage Closing Specialist

Union Home Mortgage; United States; Remote; USD 45,000 - 65,000; Full time

Job summary

Union Home Mortgage is seeking a Loan Closer to prepare and verify closing documents, produce instructions, and fund loans that meet all terms and have final approval. You will review files for accuracy, manage Closing Disclosures, and set up funding for disbursement.

The role requires 1+ years of residential closing experience, knowledge of FHA/VA/Agency products, and proficiency with Encompass LOS. A strong customer-service focus and multitasking ability are essential.

Qualifications

• High school diploma or equivalent required.
• 1+ years residential closing experience.
• Minimum 2 years in mortgage industry.
• Encompass LOS experience strongly preferred.
• Knowledge of FHA/VA/Agency products beneficial.

Responsibilities

• Thoroughly review loan files to confirm all conditions are cleared and the file is ready to close.
• Prepare closing documents ensuring quality, correct closing fees, and proper closing conditions.
• Verify information for accuracy (legal names, addresses, terms, price, rate, title work, hazard).
• Review and deliver Closing Disclosure meeting program guidelines and policies.
• Set up funding to wire funds to the title company.
• Maintain closing pipeline and timely closed loan files (80+ per month).

Skills

Customer service

Communication

Interpersonal skills

Math skills

Time management

Organizational skills

Sense of urgency

Closing Disclosures

Education

High school diploma or equivalent

1+ years residential closing experience

2 years mortgage industry experience

Encompass LOS experience

Tools

Windows

Microsoft Word

Excel

LOS systems

Job description

Union Home Mortgage is seeking a Loan Closer to prepare and verify closing documents, produce instructions, and fund loans that meet all terms and have final approval. You will review files for accuracy, manage Closing Disclosures, and set up funding for disbursement.

The role requires 1+ years of residential closing experience, knowledge of FHA/VA/Agency products, and proficiency with Encompass LOS. A strong customer-service focus and multitasking ability are essential.