Mortgage Closer III — End-to-End Closings & Funding

Desert Financial Credit Union; Phoenix (AZ); On-site; USD 65,000 - 90,000; Full time

Job summary

Desert Financial Credit Union in Phoenix, AZ is seeking a Mortgage Closer III to coordinate end-to-end mortgage loan closings from document prep through funding and post-closing activities across all types of mortgage loans. Ensures loan files are accurate, compliant with regulatory and investor requirements, and funded on schedule while delivering an exceptional borrower experience.

The role collaborates with borrowers, settlement agents, and internal partners to ensure timely closings and

Qualifications

• 4+ years of experience preparing mortgage loan documents.
• 4+ years of banking, mortgage, or related lending experience.
• Advanced attention to detail and ability to manage multiple loan files with accuracy and deadlines.
• Strong knowledge of regulatory and investor requirements for mortgage closings and funding.
• Proficient with mortgage loan systems and electronic document platforms for document delivery and e-signing.

Responsibilities

• Independently manages all aspects of the loan closing process, including reviewing loan files for accuracy and completeness prior to closing.
• Conducts pre-closing compliance/audit reviews to ensure all regulatory and investor requirements are met before loan documents are prepared.
• Responsible for accurate data entry to generate and prepare loan closing documents, reviewing and reconciling fees, and balancing figures with the settlement agent to ensure accuracy prior to disbursement.
• Reviews executed documents for accuracy and completeness; follows up on missing items to prevent funding delays.
• Provides guidance on complex closing scenarios and assists with issue resolution to prevent funding delays.
• Oversees all funding activities, coordinating with settlement agent and confirming wire instructions; performs pre-funding verbal verification of employment.
• Prepares funded loan files for delivery to Secondary Market and Document Imaging; ensures files are complete and include original notes.
• Performs data transfer to Loan Servicing and fulfills post-closing requirements including MERS Registration and UCD submission.
• Resolves complex funding issues with internal partners and settlement agents to ensure timely loan disbursement.
• Performs other job-related duties as assigned.

Skills

Mortgage closings

Regulatory compliance

Data entry

Communication

Attention to detail

Education

High School Diploma or GED

Tools

Mortgage loan systems

Electronic document platforms

e-signing platforms

Job description

Desert Financial Credit Union in Phoenix, AZ is seeking a Mortgage Closer III to coordinate end-to-end mortgage loan closings from document prep through funding and post-closing activities across all types of mortgage loans. Ensures loan files are accurate, compliant with regulatory and investor requirements, and funded on schedule while delivering an exceptional borrower experience.

The role collaborates with borrowers, settlement agents, and internal partners to ensure timely closings and