Mortgage Closer - Future Opportunities

Acrisure Mortgage, LLC; Orlando (FL); A distancia; USD 65.000 - 90.000; Jornada completa

Descripción de la vacante

Acrisure Mortgage, LLC is seeking experienced Mortgage Closers for potential future opportunities. The role focuses on accurate, timely closing documentation, adherence to FNMA/FHLMC/FHA/VA/USDA guidelines, and close collaboration with internal teams and settlement partners.

Ideal candidates will have 3+ years of mortgage closing experience, the ability to close 65 loans, and strong understanding of regulatory requirements.

Formación

• 3+ years of mortgage closing experience.
• Must be able to close 65 loans.
• Knowledge of FNMA, FHLMC, FHA, VA, and USDA guidelines.
• Ability to read and interpret loan documents such as promissory notes and agency directives.

Responsabilidades

• Perform pre-closing audit of closing and compliance documentation.
• Prepare and send Closing Disclosure to settlement agent.
• Deliver Closing Disclosure to borrower within required timeframe.
• Review Mavent Compliance report on every file.
• Enter data in Encompass and ensure accuracy.
• Clear all “Prior to Closing” underwriting conditions.
• Generate and deliver closing documents to settlement agent.
• Ensure loans fund timely within pipeline and policy.

Conocimientos

Mortgage closings

Encompass experience

Regulatory knowledge

Herramientas

Encompass

Mavent

Descripción del empleo

Acrisure Mortgage, a leading residential mortgage lender, is seeking experienced Mortgage Closers for potential future opportunities within our organization. While we may not have an immediate opening, we are always interested in connecting with seasoned closers.

Candidates who meet the qualifications below are encouraged to apply and submit their information for consideration as future remote opportunities become available.

Essential Job Functions

The Loan Closers are responsible for ensuring the closing documents are prepared correctly, accurately and timely while maintaining a high level of customer service with both internal and external customers. Closers will audit the loan files and prepare closing documents based on internal guidelines and those established by FNMA, FHLMC, FHA, VA and USDA. Loan closers should be experienced with purchase and refinances transactions for conventional, FHA, VA and USDA programs. Closers will also be trained in Construction Perm Loans, 203k, Loan Modifications and Bond Loans. We are a nationwide company and closers will need to be familiar with multi-state closing guidelines as well. This position reports directly to the Closing Manager and works closely with internal departments and external business partners.

Duties

• Performing pre-closing audit of closing and compliance documentation
• Preparing and sending Closing Disclosure (CD) to settlement agent for collaboration
• Deliver CD to borrower within required timeframe
• Reviewing Mavent Compliance report on every file
• Completing data entry in Encompass
• Reviewing and clearing all “Prior to Closing” underwriting conditions
• Requesting all “Prior to Funding” underwriting conditions from settlement agentGenerating and delivering closing documents to settlement agent
• Ensuring work quality adheres to company policy and procedures
• Ensuring loans within assigned pipeline fund timely
• Attending and participating in pipeline or team calls/meetings
• Developing and cultivating great working relationships with sales, loan disclosure, processing, underwriting, funding, secondary and compliance teams and leaders
• Developing and cultivating great working relationships with key home builder partners and preferred title companies.
• Researching and responding timely to internal Quality Assurance and Quality Control reviews
• Researching and responding timely to internal Post Closing reviews

Required Experience

• 3+ years of mortgage closing experience.
• Must be able to close 65 loans
• Knowledge of Non-Conforming, FNMA, FHLMC, FHA, VA, and USDA guidelines and federal and state laws (e.g., TRID, TILA, ECOA and HMDA)
• Ability to read and interpret loan documents such as promissory notes, agency/investor and legal directives and other loan documents
• Can define problems, collect data, establish facts and provide information to resolve the situation.
• Works well under pressure, meet multiple and sometimes competing deadlines.
• Able to apply basic math; calculate figures and amounts such as discounts, interest, commissions and percentages.
• 2-3yrs of Ell i Mae Encompass Loan Origination System Experience

Acrisure Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. Applicants must complete all interviews without the use of AI or automated tools.