Mortgage Claims Specialist III - Remote

LoanCare; Oregon; Hybrid; USD 27,000 - 40,000; Full time

Benefits offered by this job

Health insurance

Paid holidays

401(k) with company match

Tuition reimbursement

Remote work flexibility

Job summary

LoanCare is seeking a Claims Specialist III in a remote capacity, supporting mortgage insurance claims and post-claim activities. The role requires 4–5 years of default mortgage servicing or related experience, with strong knowledge of mortgage processes and foreclosure guidelines.

Proficiency in LPS-MSP and MS Office is preferred, and ability to manage deadlines in a high-volume environment is essential. We offer a comprehensive total rewards package and flexible remote work options.

Qualifications

• 4-5 years of experience in default mortgage servicing and/or mortgage insurance claim and/or the legal field.
• Strong knowledge of accepted business practices in the mortgage industry and understanding of claims process.
• Strong knowledge of foreclosure process and applicable guidelines.
• Proficiency with LPS-MSP and Microsoft Office (Excel/Word).

Responsibilities

• Prepare mortgage insurance claims on agency- or investor-acquired properties.
• Reconcile advances included in claims and maintain records for management.
• Validate supporting documents for claims and ensure timely submissions.
• Follow up on filed claims and respond to agency/client inquiries.
• Conduct internal audits and assist with updating claim payment processes.
• Support post-claim activities and vendor communications.

Skills

Mortgage servicing experience

Claims processing

Time management

Communication skills

Excel

Confidentiality

Education

High School Diploma or equivalent

Tools

LPS-MSP

Job description

Overview

Looking for a career with purpose and reward? At LoanCare we help customers every day with what is for many their largest and most personal financial transaction: the purchase of their home. With the mission to simplify the complex with empathy and insight, we are constantly innovating and are a top provider in the mortgage services industry as a result. We are actively seeking to fill the role of Claims Specialist III. Our ideal candidate enjoys working with clients, both internal and external, eager to learn and maximize results, is detail oriented and driven to meet tight deadlines in a fast-paced environment. Background in the mortgage or real estate industry is a plus. If this sounds like you, and you are ready for a career and not just your next job,

Responsibilities

• Prepare mortgage insurance claims on all agencies or investor - acquired properties.
• Complete reconciliation of all advances to be included in the claim.
• Validate all the necessary supporting documents needed for the claim.
• Maintain clear records and reports for management regarding daily production.
• Conduct internal department quality control audits of post claim activities.
• Identify current trends that would result in additional training measures to be utilized by Supervisors.
• Complete internal department quality assurance audit prior to claim submission.
• Assist with updating appropriate workstations for claim payments.
• Assist with post claim agency/client demands.
• Follow up and track payment of filed claims.
• Conduct miscellaneous research to complete daily tasks.
• Conduct research for post-claim activities such as "missing documents and/or agency inquiries".
• Complete tasks queue and notate internal system accordingly.
• All other duties as assigned.

Qualifications

• High School Diploma or equivalent required.
• 4 - 5 years of experience in default mortgage servicing and/or mortgage insurance claim and/or the legal field.
• Strong knowledge of accepted business practices in the mortgage industry and understanding of claims process.
• Strong knowledge of foreclosure process and appropriate guidelines.
• LPS-MSP (Mortgage Servicing Platform) experience.
• Ability to manage time and priorities.
• Ability to make sound decisions and resolve issues.
• Ability to work independently and effectively meet deadlines.
• Ability to communicate effectively in writing, in person, and by telephone.
• Ability to use Microsoft Office applications, specifically, Excel and Word.
• Ability to maintain strict confidentiality.

Total Rewards

LoanCare's Total Rewards Package offers a comprehensive blend of health and welfare, financial, lifestyle and learning benefits to support employee well-being and engagement. Highlights include:

• Health & Welfare Coverage: Optional medical, dental, vision, life, and disability insurance
• Time Off: Paid holidays, vacation, and sick leave
• Retirement & Investment: Fidelity National Financial matching 401(k) and employee stock purchase plans
• Wellness Programs: Access to mental health resources, including free Calm memberships, and initiatives that promote physical and emotional well-being
• Employee Recognition: Programs that celebrate achievements and milestones
• Lifestyle & Learning Perks: Enjoy discounts on gym memberships, pet insurance, and employee purchasing programs, plus access to a tuition reimbursement program that supports your continued education and professional growth.

Compensation Range: $19.33 - $28.89 per hour. Actual compensation may vary within the range provided, depending on a number of factors, including qualifications, skills and experience.

Build Your Future with LoanCare

At LoanCare, we don't just service mortgage loans—we serve people. As a leading full-service mortgage loan subservicer, we deliver excellence to banks, credit unions, independent mortgage companies, investors, and the homeowners they support. Backed by the strength and stability of Fidelity National Financial (NYSE: FNF), a Fortune 500 company, we offer a career foundation built on integrity, innovation, and collaboration.

Here, you'll find:

• A culture that helps you thrive, with resources and support to fuel your growth
• Flexibility to work remotely, while staying connected through virtual engagement
• Opportunities to make a real impact in an industry that touches millions of lives

About Remote Employment

We provide the necessary equipment; all you need is a quiet, private place in your home and a high-speed internet connection with a minimum network download speed of 25 megabits per second (MBPS) and a minimum network upload speed of 10 MBPS

About us

LoanCare is a leading national provider of full service subservicing and interim subservicing to the mortgage industry and has offered its expertise and best practices in providing servicing solutions for others since 1991. At the present time, LoanCare subservices over 1.8 million loans in 50 states. LoanCare has a seasoned loan servicing team with senior managers averaging nearly 30 years of experience in the mortgage and financial services industry.

LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.

WORK CONDITIONS Working conditions are normal for an office environment. Ability to attend work and be productive during normal business hours and to work early, late or weekend hours as needed for successful job performance. Over time required as necessary.

Essential functions are the basic job duties that an employee must be able to perform, with or without reasonable accommodation.

Equal Employment Opportunity

LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.