Mortgage Advisor

Envista Credit Union; Topeka (KS); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

MS Office proficiency

Job summary

Envista Credit Union is seeking a Mortgage Advisor in Topeka, KS. The role focuses on proactively soliciting new mortgage business, aligning products with applicants' needs, and cultivating relationships with realtors, builders, title companies, and the community.

The candidate should present professionally, be enthusiastic, dependable, and service-minded, embracing Envista's core values of Integrity, Empower, Unity, Impact, and Exceed.

Qualifications

• Minimum three to five years of mortgage lending experience with extensive mortgage product knowledge, understanding of federal and state lending regulations, and a thorough understanding of secondary market guidelines and market trends.

Responsibilities

• Take applications, review member financial condition, and assess the member's ability to repay the loan.
• Have a strong understanding of RESPA, Regulation Z, Fair Lending, HMDA, Bank Secrecy Act, and other regulations regarding the mortgage application process.
• Ability to read, analyze, and interpret financial reports and legal documents.
• Represent Envista at various functions to develop mortgage relationships.
• Work with the VP of Mortgage Services to develop promotional strategies to meet mortgage goals.
• Strong analytical, problem-solving, and interpersonal communication skills.
• Ability to effectively present information in one-on-one and small group situations, to members and clients.
• Possess excellent time management and organizational skills.
• A team player who thrives in a collaborative environment.
• Detailed-oriented, a high degree of accuracy and ability to work independently.

Tools

Microsoft Office

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Full Time Topeka, KS, US

What this role looks like:

The Mortgage Advisor is responsible for proactively soliciting new mortgage business with potential loan applicants by aligning the various mortgage products and services offered with the needs of potential mortgage applicants and they cultivate other business relationships with realtors, builders, title companies and others within the community. Successful candidates must make a professional appearance, be enthusiastic, dependable and service-minded. They will also share Envista's Core Values of Integrity, Empower, Unity, Impact, and Exceed.

What you'll do:

• Take applications, review member financial condition, and assess the members ability to repay the loan. Evaluates terms and conditions necessary for the secondary market.
• Have a strong unde rstanding of RESPA, Regulation Z, Fair Lending, HMDA, Bank Secrecy Act, and other regulations regarding the mortgage application process.
• Ability to read, analyze, and interpret financial reports and legal documents.
• Represent Envista at various functions to develop mortgage relationships.
• Work with the VP of Mortgage Services to develop promotional strategies to meet mortgage goals.
• Strong analytical, problem-solving, and interpersonal communication skills.
• Ability to effectively present information in one-on-one and small group situations, to members and clients.
• Possess excellent time management and organizational skills.
• Proficient in Microsoft Office products.
• A team player who thrives in a collaborative environment.
• Detailed-oriented, a high degree of accuracy and ability to work independently.

Education & Experience:

• Minimum three to five years of mortgage lending experience with extensive mortgage product knowledge, understanding of federal and state lending regulations, and a thorough understanding of secondary market guidelines and market trends.