Mortg Loan Credit Specialist

Lennar USA; Phoenix (AZ); On-site; USD 40,000 - 80,000; Full time

Job summary

Join a forward-thinking company that empowers you to build your future as a Mortgage Loan Credit Specialist. In this role, you will assist credit-challenged customers by educating them on qualifying for home loans and providing actionable plans to improve their credit ratings. You'll collaborate with various teams to ensure customers are well-informed and supported throughout the home-buying process. With a commitment to diversity and inclusion, this innovative firm offers comprehensive benefits and a supportive work environment, making it an exciting place to advance your career and make a real impact.

Benefits

Health Insurance

401(k) with Company Match

Paid Parental Leave

Education Assistance

Qualifications

• 2+ years of banking experience preferred.
• Ability to analyze technical data and credit reports.

Responsibilities

• Educate and train potential customers on home loan solutions.
• Review credit history and provide action plans for improvement.
• Assist customers in budgeting for down payments.

Skills

Banking Experience

Credit Analysis

Loan Programs Knowledge

Budgeting Assistance

Education

High School Diploma

Bachelor's Degree in Finance or Related Field

Tools

Credit Expert Program

Dynamics CRM

Job description

Mortg Loan Credit Specialist in Phoenix, AZ at Lennar

Join a Company that Empowers you to Build your Future

This Mortgage Loan Credit Specialist (MLCS) is responsible for monitoring and assisting credit-challenged customers who do not currently qualify for a home mortgage. The MLCS will work with potential homebuyers to educate them on qualifying for a home loan. The MLCS will also review their financial history and provide an action plan using tools such as Credit Expert program and Dynamics CRM.

Responsibilities

1. Work with Lennar Mortgage Division Manager, Loan Officers, and NHCs to educate and train potential customers for Lennar Mortgage’s Home Buyer Solutions Group.
2. Review credit history with customers and utilize credit expert reports to determine the best course of action.
3. Counsel customers on action plans to resolve credit issues and obtain necessary education certificates.
4. Assist customers in creating budgets and saving funds for down payments using provided materials.
5. Analyze credit reports and simulations to recommend actions to improve credit ratings.
6. Obtain customer commitments to enroll in Homebuyer Education programs and follow up on their progress.
7. Update customer communication and status in pipeline management systems.
8. Cross-train for other organizational roles as needed.

Minimum Requirements

• 2+ years banking experience (preferred).
• Knowledge of loan programs, credit, and qualifying requirements.
• Ability to analyze technical data and credit reports.

Life at Lennar

At Lennar, we foster a supportive environment with comprehensive benefits, including health insurance, 401(k) with company match, paid parental leave, education assistance, and more. We are committed to diversity and inclusion and encourage applicants from all backgrounds to apply. For more details, visit Lennartotalrewards.com.

Join us and follow us on social media to stay updated on our latest opportunities and company news. Connect with us on LinkedIn: Lennar LinkedIn.

Lennar is an equal opportunity employer and complies with all applicable laws.