Middle Office - Participation Closing & Monitoring

Natixis Corporate & Investment Banking; New York (NY); Presencial; USD 105 000 - 150 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Discretionary incentive award

Generous benefits package

Resumo da oferta

Natixis Corporate & Investment Banking in New York seeks a Deal Participations Closing and Monitoring Analyst at associate or VP level to support the credit lifecycle from pre-closing to daily monitoring and funding.

You will serve as a technical expert to Front Office, monitor insurance premiums, manage covenants, collateral, and regulatory compliance, and drive efficiency through cross‑functional collaboration with Loan Booking, Risk, Legal, IT, and Compliance.

Qualificações

• Two years of progressive experience in commercial lending and asset financing support in a commercial banking environment.
• Bachelor’s degree in Finance or a related field.
• Familiarity with banking systems such as Cash Plus and Loan IQ.
• Proficiency in MS Office with emphasis on Excel and PowerPoint.
• Understanding of financial statements and financial ratio analysis.
• Prior experience with Letters of Credit is a plus.

Responsabilidades

• Participate in pre-closing meetings and support Front Office for new deals.
• Review credit agreements for adherence to approvals and assist with precise booking in Loan IQ.
• Ensure all Conditions Precedent are met before funding.
• Collaborate with Loan Booking to provide information and controls for deal booking.
• Oversee deals from inception to termination, handling amendments and waivers with FO and Deal Closing.
• Facilitate booking of credit insurances, calculate premiums, ensure Insurance Certificate compliance.
• Set up and monitor covenants in Loan IQ for bilateral and participant deals and report as required.
• Manage collateral setup and updates in Loan IQ according to frequency requirements.
• Ensure regulatory compliance, including collateral reporting and repayment per approval conditions.
• Build strong relationships with business units, GFO Ops, outsourced providers, and internal teams to drive process improvements.
• Work with supervisor to optimize processes and controls.
• Identify and mitigate operational risks and pursue IT and process improvement opportunities.

Conhecimentos

MS Office

Excel

PowerPoint

Financial statement analysis

Letters of Credit

Formação académica

Bachelor’s degree in Finance or related field

Ferramentas

Cash Plus

Loan IQ

Descrição da oferta de emprego

We are seeking a highly organized and proactive Deal Participations Closing and Monitoring Analyst, either at the associate- or VP-level, to join our dynamic Middle Office - FinOps team. This is a critical role where you'll collaborate with a diverse range of Business Lines – including Infrastructure, Acquisition, Sponsor Finance, Aviation, Real Estate, Coverage, Financial Institutions, and Credit Markets – to deliver exceptional support, drive customer service excellence, manage risk effectively, and spearhead process improvements. If you are a motivated professional who thrives in a challenging, fast-paced environment, we encourage you to apply.

As a Deal Participations Closing and Monitoring Analyst, you will:

• Play an integral part in the entire credit lifecycle, from pre-closing and closing of facilities to the daily monitoring and approval of client deals and repayments.
• Act as a trusted technical expert, providing invaluable support to our Front Office (FO) on all credit-related matters.
• Proactively monitor and manage credit insurances, ensuring the timely payment of premiums for all insured deals.
• Champion operational compliance with Natixis’ stringent requirements, identifying and implementing enhancements for greater efficiency.
• Diligently monitor and analyze collateral and covenant activities to maintain robust operational risk control.
• Foster strong cross-departmental collaboration with teams such as Loan Booking, BackOffice, Legal, Risk, Finance, IT and Compliance, ensuring seamless workflow and communication.
• Engage directly with clients to process bilateral financing requests with speed and accuracy.
• Contribute significantly to process improvement initiatives, enhancing operational efficiency and effectiveness.

Essential Duties: Your day-to-day contributions will include:

• Actively participating in pre-closing meetings and providing essential support to the Front Office for new deals.
• Meticulously reviewing credit agreements for adherence to credit approvals and partnering with the Deal Closing team for precise booking in Loan IQ.
• Ensuring all Conditions Precedent (CPs) are met before processing any funding.
• Collaborating with the Loan Booking team to provide critical information and execute controls for accurate deal booking in Loan IQ.
• Overseeing deals from inception through to termination, adeptly managing amendments and waivers in partnership with the FO and Deal Closing team.
• Facilitating the prompt booking of credit insurances, calculating premiums, and ensuring strict compliance with Insurance Certificate requirements.
• Setting up and vigilantly monitoring covenants in Loan IQ for both bilateral and participant deals, guaranteeing timely reporting to Account Managers and the Credit Risk Department, if applicable.
• Managing the setup and updates of collateral in Loan IQ, adhering to business-line specific frequency requirements.
• Ensuring rigorous compliance with all regulatory requirements, including collateral reporting, and verifying that facilities are repaid according to credit approval conditions.
• Cultivating and maintaining strong, productive relationships with business units, GFO Ops teams, outsourced providers, and internal support/control groups to drive continuous process enhancement.
• Partnering closely with your supervisor to optimize processes and controls.
• Proactively identifying and mitigating operational risks, while simultaneously seeking out and championing opportunities for process improvements with IT and other operations teams.

Qualifications:

• A minimum of two years (for Associate) or five years (for VP) of progressive experience in commercial lending and asset financing support management within a commercial banking environment.
• Bachelor’s degree in Finance or a closely related business field.
• Proven familiarity with essential banking systems such as Cash Plus and Loan IQ.
• Advanced proficiency in MS Office applications, with a particular emphasis on Excel and PowerPoint for data analysis and presentation.
• A solid understanding of financial statements and a strong comfort level in calculating and interpreting financial ratios for insightful analysis.
• Prior experience with Letters of Credit and foundational product knowledge is a significant advantage.

The salary range for the associate level position will be between $105,000 - $135,000. Natixis is required by law to include a reasonable estimate of the compensation range for this role. Actual base salary will vary and will be based on several factors including, but not limited to, relevant experience, education, skills set, applicable licensure and certifications, and other business and organizational needs. Base salary is only one component of our total rewards package. Natixis also offers a generous benefits package, and you may be eligible for a discretionary incentive award depending on company and individual performance.

The salary range for the vp-level position will be between $120,000 - $150,000. Natixis is required by law to include a reasonable estimate of the compensation range for this role. Actual base salary will vary and will be based on several factors including, but not limited to, relevant experience, education, skills set, applicable licensure and certifications, and other business and organizational needs. Base salary is only one component of our total rewards package. Natixis also offers a generous benefits package, and you may be eligible for a discretionary incentive award depending on company and individual performance