Commercial Credit Analytics Specialist

Fifth Third; Farmington Hills (MI); On-site; USD 65,000 - 90,000; Full time

Job summary

Fifth Third is seeking a Commercial Credit Analyst to prepare and analyze a variety of financial statements for underwriting decisions. The role involves communicating with portfolio managers, applying credit principles, and supporting risk reporting in a centralized utility.

The candidate should have a finance-related degree with relevant banking experience, strong analytical skills, and proficiency in Word and Excel.

Qualifications

• Bachelor's degree in accounting, finance or economics or commensurate experience.
• 1 year of credit analysis and/or loan review experience in banking preferred.
• Experience with auto dealerships and/or spreading statements in Crowe Portfolio Analyzer preferred.
• Must be proficient in Word and Excel.

Responsibilities

• Spread commercial, business banking, and private banking financial statements according to guidelines.
• Communicate with portfolio and relationship managers about reporting requirements and risk factors.
• Develop knowledge of industry nuances and impact on financial reporting and default risk.
• Assist with special projects and administrative tasks for Central Credit Utility leadership.

Skills

Credit analysis

Financial statements

Attention to detail

Independent work

Deadline management

Oral and written communication

Education

Bachelor's degree in accounting, finance or economics

Tools

CCAS

ACE

AFS

Moody's Risk Analyst

Crowe Navigator

Job description

Fifth Third is seeking a Commercial Credit Analyst to prepare and analyze a variety of financial statements for underwriting decisions. The role involves communicating with portfolio managers, applying credit principles, and supporting risk reporting in a centralized utility.

The candidate should have a finance-related degree with relevant banking experience, strong analytical skills, and proficiency in Word and Excel.