Merchant Funding & Settlement Specialist

Talus; Dallas (TX); Hybrid; USD 50,000 - 85,000; Full time

Benefits offered by this job

Health benefits

401k with company match

Casual dress environment

Hybrid / Remote work policy

Job summary

Talus is seeking a Funds Management Representative to handle daily funding flow discrepancies between Talus and merchants. You will address missing deposits, funding holds, chargeback issues, and related settlement activities, while processing payments and resolving ACH rejects to keep deposits on track.

The role requires strong Excel skills, knowledge of the payments lifecycle, and the ability to communicate complex financial information clearly to merchants and internal teams.

Qualifications

• 2+ years in payment processing, banking operations or fintech with merchant funding experience.
• Strong Excel skills to manipulate large financial datasets and automate reconciliation.
• Solid understanding of payments lifecycle, chargebacks, and ISO liability management.
• Extreme attention to detail to spot patterns and anomalies in large data sheets.
• Ability to explain technical financial concepts clearly to internal teams and merchants.

Responsibilities

• Process merchant bank account updates securely.
• Resolve ACH rejects to restart funding pipelines.
• Assist merchants with chargebacks and refunds.
• Reconcile debit network fees and perform complex funding corrections.

Skills

Payment processing

Excel data manipulation

Payments lifecycle knowledge

Attention to detail

Clear communication

Tools

Excel

Job description

Talus is seeking a Funds Management Representative to handle daily funding flow discrepancies between Talus and merchants. You will address missing deposits, funding holds, chargeback issues, and related settlement activities, while processing payments and resolving ACH rejects to keep deposits on track.

The role requires strong Excel skills, knowledge of the payments lifecycle, and the ability to communicate complex financial information clearly to merchants and internal teams.