Manager - Risk Management Framework

Spiko; Paris (TX); Hybrid; USD 101,000 - 157,000; Full time

Job summary

Spiko, a Paris-based fintech building on-chain risk infrastructure, seeks a Risk Manager to map, monitor, and mitigate risks across regulated activity. You will shape risk thinking, work with Compliance & Legal, Finance, Product and Tech, and engage external partners as the company expands in Europe.

Ideal candidates bring 4–8 years of experience in risk roles, a Master’s degree, and fluent English; familiarity with MiFID, AML/CFT, MiCA exposure, and digital assets is valued.

Qualifications

• Master's degree in engineering or business from a leading school.
• fluency in English is mandatory.
• Strong understanding of French and European regulatory frameworks (MiFID).
• Experience across risk areas: compliance (AML/CFT, MiFID), financial (counterparty, liquidity, market, FX), and cyber.
• Notable achievement: built a risk framework, reduced incidents, or scaled controls.

Responsibilities

• Map and monitor risk across market, counterparty, operational, liquidity, compliance and technology.
• Strengthen governance and design the internal control framework.
• Contribute to risk reviews of new products and activity (including UK FCA expansion).
• Train and raise awareness on risk topics with teams.
• Partner with Compliance, Legal, Finance, Product and Tech; coordinate with external partners.

Skills

Fluent English

Regulatory knowledge (MiFID)

Analytical rigor

Risk management

Structured thinking

Education

Master's degree in engineering or business

Job description

Founded in 2023 by Antoine and Paul-Adrien , Spiko gives SMEs, non-profits, financial advisers and fintechs access to institutional-grade cash management via app or API. We are building the full infrastructure: issuing, operating, and distributing the products ourselves.

Our ambition: become the world's leading treasury management infrastructure in a market worth trillions.

We are backed by Index Ventures, the CEO of Revolut, the founder of Kyriba, and the CTO of Wise.

Risk Manager

Spiko operates at the frontier of financial infrastructure, building products that don't have established playbooks. Every major choice we make needs to be assessed against its real risk implications. As Spiko scales, both in AuM and in the complexity of our financial infrastructure, we're building out a dedicated risk function to make sure we make the right choices as we grow. You'll be the first Manager, responsible for mapping, monitoring, and mitigating the risks across our regulated activity. This is a role at the intersection of traditional asset management risk and the risks specific to on-chain infrastructure. Because so much of what we build is genuinely new, you'll often be the one shaping how we think about risk in the first place, not just applying an existing framework. You'll work closely with Compliance & Legal, Finance, Product and Tech, as well as external partners.

Reporting to the Head of Finance, you'll have real autonomy in shaping Spiko's risk framework as the company expands across Europe.

Map and monitor risks

• Build and maintain Spiko's risk mapping across market, counterparty, operational, liquidity, compliance and technology risks
• Define and track key risk indicators (KRIs) and associated limits
• Produce regular risk reporting to the management and, where required, to the regulator

Strengthen governance regarding risk and design the internal control framework

• Define and build with each team the risk management processes and procedures to be sure that we take actions to mitigate all risks
• Develop and document risk management policies and procedures
• Design the level 1 controls associated with the risk mapping
• Engage with internal stakeholders to collect the data needed to implement the controls
• Act as the main point of contact for the outsourced internal control consultants and monitor their work

Contribute to the risk review of new products and new activity

• Contribute to regulatory files, including as part of Spiko's UK expansion (FCA)
• Support relationships with external partners (depositary, valuation agent, banking partners) on risk-control matters
• Train and raise awareness among teams on risk topics

what matters most is analytical rigor, the ability to structure new and complex topics, and a builder mindset in a regulated, fast-moving fintech environment.

4-8 years of professional experience, ideally in a big 4 audit cabinet, at general inspection of a bank, or in the risk department in the finance sector

• Master's degree from a leading engineering school or business school
• Solid understanding of French and European regulatory frameworks (MiFID)
• Experience across our three main risk areas: compliance (AML/CFT, MiFID), financial (counterparty, liquidity, market and FX), and cyber.
• Strong analytical rigor and ability to structure complex, novel topics (little precedent exists on stablecoin infrastructure risk)
• Fluent in English
• Exposure to digital assets / MiCA
• Notable achievement: built a risk framework, reduced incident rate, or scaled a control environment

Compensation

base salary depending on experience + Stock Options

Location and Remote Work

Office: in the heart of Paris

Remote work: up to 2 days per week and one full remote week per month

Benefits and Equipment

The best tech for your job: latest-generation laptops and industry-leading software

Health insurance: Referral Bonus

Interview Process

Screening Interview - 30 mins with Talent Acquisition

Hiring Manager interview - 30 mins online or in person with Paul-Armand, Head of Finance & Victor, Head of Legal & Compliance

Business Case: To work on at home and present in our office