Manager, Regulatory Compliance and Testing

Real REMAX Group; Newark (CA); On-site; USD 150,000 - 190,000; Full time

Job summary

Real REMAX Group in the United States seeks a Manager, Regulatory Compliance and Testing to lead our Strategic Compliance Monitoring & Testing efforts for Wallet, our fintech payments platform for real estate professionals.

The role partners with cross-functional teams, designs testing protocols, audits disclosure logic, reviews marketing materials, and translates evolving regulatory requirements into practical controls. Candidates should be analytical, proactive and detail-oriented.

Qualifications

• Bachelor's degree in Business, Finance, Legal Studies, Compliance or related field required.
• 6+ years of regulatory compliance, compliance testing or audit in fintech, lending, banking or financial services.

Responsibilities

• Execute and maintain the Strategic Compliance Monitoring & Testing Framework across active business lines and financial products.
• Partner with business teams to identify emerging compliance risks and determine testing needs.
• Design and implement testing protocols for new products, processes and regulatory requirements.
• Audit automated disclosure logic and credit decision notices for compliance with state and federal lending requirements.
• Review marketing materials and customer complaint trends to identify regulatory risks.
• Develop system frameworks and reporting workflows to support regulatory compliance.
• Conduct routine compliance audits and communicate findings and remediation needs to leadership.
• Monitor regulatory developments and translate changes into actionable controls and testing requirements.

Skills

Regulatory compliance

Testing programs

Data-driven monitoring

Cross-functional collaboration

Analytical thinking

Communication skills

Education

Bachelor's degree

Tools

BaaS platforms

AI-assisted underwriting

Job description

Who We Are:

Real REMAX Group (Nasdaq: REAX) is a global real estate company bringing together two trusted brands and a shared belief: when real estate professionals are empowered by innovation and community, everyone benefits. By combining Real’s AI-powered technology platform and entrepreneurial community with REMAX’s iconic global brand and trusted franchise network, we’re building one of the industry’s most innovative real estate companies. Together, our network of more than 180,000 real estate professionals spans over 120 countries and territories, united by a commitment to helping agents and brokers build stronger businesses and deliver exceptional experiences for their clients.

At Real REMAX Group, we believe in pairing Tech x Humanity to create something truly different.

Learn more at https://realremaxgroup.com

Work Schedule:

Standard business hours based on local time zone, Monday - Friday.

About the Role:

We’re looking for a Manager, Regulatory Compliance and Testing to join our Legal, Compliance & Internal Audit team supporting Wallet, our financial services platform designed to provide payments and financial solutions for our real estate agents. In this role, you’ll own the tactical execution of our Strategic Compliance Monitoring & Testing Framework, providing ongoing, data-driven monitoring to proactively identify and mitigate regulatory and legal risk as the business and its products continue to scale. You’ll work closely with cross-functional teams to identify emerging compliance risks, develop and execute testing, review marketing materials and disclosures, and provide day-to-day compliance guidance.

The ideal candidate is analytical, proactive, detail-oriented, and comfortable working closely with business teams to identify risks and develop practical solutions.

This is a great opportunity to play a key role in building and scaling compliance processes within an evolving fintech environment while partnering across the business on new products, regulatory requirements, and operational initiatives.

What You’ll Do:

• Execute and maintain Real Wallet’s Strategic Compliance Monitoring & Testing Framework across active business lines and financial products.
• Partner with business teams to identify emerging compliance risks, determine testing needs, and provide practical guidance on day-to-day operations and new initiatives.
• Design and implement testing protocols for new products, processes, and regulatory requirements.
• Audit automated disclosure logic and credit decision notices for compliance with applicable state and federal commercial lending requirements, including rate and fee limitations.
• Review marketing materials and customer complaint trends to identify and mitigate potential UDAAP/UDAP and other regulatory risks.
• Develop system frameworks and reporting workflows to support compliance with emerging regulatory requirements.
• Conduct routine compliance audits and communicate findings, recommendations, and remediation needs to Compliance leadership and relevant business partners.
• Monitor regulatory developments and translate changes into actionable compliance processes, controls, and testing requirements.

What You’ll Bring:

• Strong knowledge of U.S. small business lending and state-licensed lending requirements.
• Knowledge of key regulatory requirements, including ECOA (Regulation B), UDAAP/UDAP, KYC, AML, OFAC, SCRA, CAN-SPAM, and state-specific disclosure requirements.
• Experience developing and executing data-driven compliance monitoring and testing programs.
• Strong analytical and problem-solving skills, with the ability to translate complex regulatory requirements into practical business solutions.
• Strong written and verbal communication skills, with the ability to collaborate effectively across legal, compliance, business, and operational teams.
• Ability to work independently, manage multiple priorities, and adapt to evolving business and regulatory requirements.

Education & Experience:

• Bachelor’s degree in Business, Finance, Legal Studies, Compliance, or a related field required.
• 6+ years of experience in regulatory compliance, compliance testing, or audit within the fintech, lending, banking, or financial services industry.
• Experience with U.S. small business lending and state-licensed lending preferred.
• Experience with Banking-as-a-Service (BaaS), embedded banking, or working with bank sponsors is a plus.
• Familiarity with Canadian regulations, including CASL, FINTRAC, or PPSA, is a plus.
• Experience with AI-assisted underwriting is a plus.
• CRCM or CAMS certification is a plus.

How We Work: Our Operating Principles

• Be Agent Obsessed: We design every decision around creating value for our agents and their clients.
• Move Fast with Purpose: We act with urgency, clarity, and focus—without compromising our standards.
• Own Your Outcome: Effort matters, but results matter more. We adapt, learn, and improve.
• Be Bold; Challenge Often: We challenge assumptions, rethink “the usual,” and push for smarter, simpler solutions.
• Win Together: We set high standards, collaborate deeply, and celebrate shared success.

Additional Details:

• Location Requirements: Candidates must be based in the U.S. to be considered.
• Physical Requirements: Ability to sit for long periods of time.

Our Commitment:

Real REMAX Group is proud to be an equal opportunity employer. We celebrate diversity and are committed to building an inclusive environment for all employees. We welcome applicants of all backgrounds and identities, and we do not discriminate on the basis of race, color, ancestry, religion, sex, sexual orientation, gender identity or expression, age, marital or family status, disability, citizenship, veteran status, or any other status protected by applicable law.