Manager, Loan and Debt Accounting (R14205)

Oportun; United States; On-site; USD 92,000 - 146,000; Full time

Job summary

Oportun is seeking a Manager, Accounting to oversee day-to-day accounting for the loan portfolio and debt, driving accurate financial reporting and a strong close process. You will supervise staff, develop talent, and partner with Finance and Technology to implement scalable, automated accounting practices while applying AI thoughtfully and within controls.

Requires 6+ years of progressive accounting experience, strong U.S. GAAP knowledge, and a track record in financial-services accounting.

Qualifications

• Bachelor’s degree in accounting, finance or related field.
• 6+ years of progressive accounting experience.
• Strong knowledge of U.S. GAAP and ability to research, interpret, and apply guidance.
• Experience with loan, lending, debt, or other financial-services accounting activities.
• Proven ability to lead, coach, and develop accounting professionals and review others’ work.
• Willingness to leverage AI-enabled tools to enhance accounting analyses and processes with proper controls.
• Experience with internal controls and accounting process improvements.
• Advanced analytical and problem-solving skills; able to investigate complex issues and propose solutions.
• Ability to manage multiple priorities with limited supervision in a dynamic environment.
• Excellent written and verbal communication with cross-functional partners.

Responsibilities

• Oversee day-to-day accounting activities for loan portfolio and debt, ensuring accurate recording.
• Lead the month-end close process for loan- and debt-related accounts, including journal entries and reconciliations.
• Supervise and develop accounting staff, including guidance, feedback, and performance reviews.
• Drive process improvements and internal controls; identify opportunities to automate repetitive tasks.
• Leverage AI-enabled tools to enhance accounting workflows while maintaining governance.
• Partner with Finance, Technology, and other teams to implement scalable accounting practices.

Skills

Leadership

GAAP knowledge

Communication

AI in accounting

Education

Bachelor’s degree in Accounting, Finance, or related field

CPA or CPA progress toward

Job description

About Oportun

Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $22.7 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually.

Position Overview

The Manager, Accounting will oversee the day-to-day accounting activities related to Oportun’s loan portfolio and debt, ensuring accurate and timely financial reporting in accordance with applicable accounting standards and company policies. This role will lead key aspects of the monthly close process, including account reconciliations, financial analysis, and review of loan- and debt-related accounting activities. The Manager will supervise and develop the accounting staff while providing guidance, review, and oversight of their work. This role will also partner cross-functionally to strengthen accounting processes, maintain effective internal controls, and support Oportun’s financial reporting objectives.

What You’ll Do

• Oversee the day-to-day accounting activities for Oportun’s loan portfolio and debt, ensuring transactions are recorded accurately, completely, and in accordance with applicable accounting standards and company policies.
• Lead the month-end close process for loan- and debt-related accounts, including review of journal entries, account reconciliations, supporting schedules, flux analysis and other close activities.
• Supervise, develop, and provide ongoing guidance to accounting staff, including reviewing work, establishing priorities, providing feedback, and supporting professional development.
• Drive continuous improvement of accounting processes and internal controls, identifying opportunities to automate manual or repetitive activities, streamline workflows, improve data quality, and increase the accuracy and efficiency of the close and reporting processes.
• Leverage AI-enabled tools and emerging technologies, where appropriate, to enhance accounting workflows, analysis, documentation, and operational efficiency while maintaining appropriate review, governance, and internal controls.
• Partner cross-functionally with Finance, Technology, and other Oportun business teams to implement process improvements, automation solutions, and scalable accounting practices supporting loan and debt activities.

Required Qualifications

WHO YOU ARE / WHAT YOU BRING

• Bachelor’s degree in Accounting, Finance, or a related field.
• Minimum of 6 years of progressive accounting experience.
• Strong knowledge of U.S. GAAP and demonstrated ability to research, interpret, and apply accounting guidance.
• Experience with loan, lending, debt, or other financial-services-related accounting activities.
• Demonstrated ability to lead, coach, and develop accounting professionals and effectively review the work of others.
• Ability and willingness to leverage AI-enabled tools and emerging technologies responsibly to enhance accounting analysis, documentation, and processes while maintaining appropriate review and controls.
• Experience with internal controls and accounting process improvements.
• Advanced analytical and problem-solving skills, with the ability to investigate complex accounting issues, identify root causes, and develop practical solutions.
• Ability to manage multiple priorities and meet strict deadlines in a dynamic environment with limited supervision.
• Excellent written and verbal communication skills, with the ability to collaborate effectively with Finance and other cross-functional partners.

Preferred Qualifications

• CPA or progress toward CPA certification.
• Experience in consumer lending, financial services, fintech, banking, or a related industry.
• Experience implementing accounting process improvements, workflow automation, or financial-system enhancements.
• Familiarity with AI-enabled accounting, finance, analytics, or productivity tools and their application within an appropriately controlled environment.

The US salary range for this full-time position is $ 91,500 - $ 146,400.

Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects a national minimum and maximum range for new hire salaries for this position.

Within this range, individual pay is determined by work location and additional factors, such as job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range that meets your criteria during the hiring process.

Please note that the compensation range listed in this posting reflects only the base salary for this position and does not include other compensation elements or benefits.

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/.

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).