Loan Underwriter — Precise Credit Risk Analyst

Placements24; Queenstown (MD); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Competitive salary

Performance incentives

Health benefits

Retirement plan

Professional development

Stable role

Team environment

Job summary

Placements24 is seeking an analytical Loan Underwriter to join their Queenstown, MD team. The role involves reviewing financial documentation, assessing creditworthiness, and making informed decisions on loan approvals or rejections in compliance with policies and regulations.

You will evaluate borrower histories, analyze income, and verify documents, while coordinating with loan officers, applicants, and stakeholders to ensure timely, accurate outcomes.

Qualifications

• 3+ years of experience in loan underwriting or credit analysis.
• Strong credit risk assessment and financial statement analysis skills.
• Familiarity with underwriting software and CRM systems.
• Attention to detail and strong organizational abilities.
• Knowledge of federal and state lending regulations.

Responsibilities

• Evaluate loan applications and assess borrower credit history and collateral.
• Analyze financial statements and income verification.
• Determine eligibility based on underwriting guidelines and risk parameters.
• Approve, decline, or counter-offer with clear rationale.
• Ensure compliance with lending regulations and internal policies.
• Communicate status and requirements with loan officers and borrowers.

Skills

Credit risk assessment

Financial statement analysis

Analytical thinking

Tools

underwriting software

CRM systems

Job description

Placements24 is seeking an analytical Loan Underwriter to join their Queenstown, MD team. The role involves reviewing financial documentation, assessing creditworthiness, and making informed decisions on loan approvals or rejections in compliance with policies and regulations.

You will evaluate borrower histories, analyze income, and verify documents, while coordinating with loan officers, applicants, and stakeholders to ensure timely, accurate outcomes.