Loan Underwriter & Appraisal Specialist

Atlantic Union Bank; Richmond (VA); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

Paid time off

401(k) plan

Wellness resources

Job summary

Atlantic Union Bank is seeking a qualified underwriting professional to join the Underwriting & Appraisals area in evaluating credit requests and property valuations to ensure accurate risk assessment and compliant decisions.

The role involves analyzing borrower information, reviewing appraisal reports, and determining risk levels while applying underwriting standards and collaborating with lending, operations, and risk teams to support timely, high-quality credit decisions.

Qualifications

• Typically requires 2+ years relevant experience.
• Vocational or technical training may be required.
• May require obtaining and/or maintaining NMLS registration.

Responsibilities

• Evaluate credit requests and property valuations for risk.
• Analyze borrower information and repayment capacity.
• Review appraisal reports for accuracy and guidelines adherence.
• Determine risk levels and provide approval recommendations.
• Gather information and respond to internal/external inquiries.
• Support department goals with timely, high-quality credit decisions.

Job description

Atlantic Union Bank is seeking a qualified underwriting professional to join the Underwriting & Appraisals area in evaluating credit requests and property valuations to ensure accurate risk assessment and compliant decisions.

The role involves analyzing borrower information, reviewing appraisal reports, and determining risk levels while applying underwriting standards and collaborating with lending, operations, and risk teams to support timely, high-quality credit decisions.