Loan Program Manager (Officer, Loan Expert)

CHS Inc; Inver Grove Heights (MN); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking an expert loan program analyst to develop innovative ag input loan programs. This role focuses on creating financial solutions that enhance profitability for agricultural producers and businesses. You will collaborate closely with sales leaders, drive program development, and support loan officers in delivering effective financial solutions. With a strong emphasis on relationship building and communication, this position offers a dynamic environment where your contributions will directly impact the company's growth. Join a team that empowers agriculture and fosters collaboration across various business functions.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401(k)

Paid Time Off

Tuition Reimbursement

Short- and Long-Term Disability

Profit Sharing

Life Insurance

Wellness Programs

Qualifications

• 7+ years of experience in Finance, Accounting, and/or Credit.
• Ability to build relationships across business departments.

Responsibilities

• Manage existing loan programs and identify new opportunities.
• Support loan officers and present loan programs to leadership.

Skills

Financial Analysis

Communication Skills

Problem Solving

Analytical Skills

Relationship Building

Project Management

Education

High School Diploma or GED

Bachelor's Degree

Master's Degree

Job description

CHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world. We serve agriculture customers and consumers across the United States and around the world. Most of our 10,000 employees are in the United States, but today we have employees in 19 countries. At CHS, we are creating connections to empower agriculture.

Summary

The expert loan program analyst will be responsible to develop ag input loan programs in conjunction with sales leaders across the enterprise. The role will focus on finding financial solutions for producers and ag businesses that help enable CHS bottom line growth and profitability. This individual will work closely with Ag Retail and our CHS Wholesales businesses.

Responsibilities

• Manage existing loan programs while identifying new enterprise opportunities. Serve as the liaison between CHS Capital and internal and external business partners including suppliers and manufacturers. Drive loan program development and support CHS Capital loan officer staff to deliver mutually beneficial financial solutions.

• Participate and present input loan programs to CHS leadership, agronomy teams (internal and external) and producers to ensure awareness and understanding of the programs.

• Support internal and external business partners by providing data and reports that are critical to the success of the programs.
• Support loan officers and travel to new and existing Country Business Partners to present loan program offerings while providing training support. Provide support by managing Country Business Partner Agreements and manufacturer agreements on an ongoing basis.
• Work directly with Enterprise Credit staff to ensure loans programs are properly set-up within the loan software systems.

• Stay updated on industry trends, crop input technologies, competitor offerings and market conditions. Ensure the program offerings are aligned with Enterprise Credit and the risk appetite of CHS.

Minimum Qualifications (required)

• High School diploma or GED
• 7+ years of experience in Finance, Accounting and/or Credit

Additional Qualifications

• Ability to build relationships at all levels of the organization to facilitate collaboration across business departments and functions to deliver desired program outcomes.
• Deep knowledge of the input lending industry with a keen understanding of the relationship between manufacturers, distributors and lenders.
• Excellent oral and written communication, time management, problem solving, organizational and personal computer skills. Must have the ability communicate effectively on objectives, strategies, tactics along with clear execution.
• Detail oriented with strong analytical and problem-solving skills.
• Ability to manage multiple tasks and projects at any given time.
• Continuous improvement mindset to enhance efficiencies within existing processes.
• Ability to work well in a fast-paced environment while remaining agile.
• Bachelor's orMaster's degree preferred
• Demonstrate outstanding leadership and networking capabilities and exhibit professional business maturity
• Self-starter with ability to deliver clear and concise communication to the leadership team and all team employees
• Strong interpersonal and collaboration skills; team player
• Strategic thinking – big picture outlook for the good of the company
• Solution oriented driver to deliver differentiated products and services
• Demonstrated background in conflict resolution, ability to problem solve for the best of the company
• Strong business and financial acumen #LI-WB1

CHS offers a competitive total rewards package. Compensation includes base wage and, depending upon position, may include other earnings such as bonus, incentives and commissions. Actual pay offered will vary based on multiple factors which may include, without limitation, experience, education, training, specialized skills and certifications, minimum wage/salary requirements under local law.

Benefits include medical, dental, vision, wellness programs, life insurance, health and dependent care spending accounts, paid time off, 401(k), pension, profit sharing, short- and long-term disability, tuition reimbursement and adoption assistance, subject to the eligibility requirements for each benefit plan.

CHS is an Equal Opportunity Employer/Veterans/Disability.

Please note that any communication from a CHS recruiter would be sent using a chsinc.com email address. In addition, a CHS recruiter will not ask for confidential information over the phone or in an email, or request money from a candidate involved in an offer process. If you have questions regarding an employment opportunity, please reach out to [e-mail]; to verify that the communication is from CHS.