Loan Processor

First Capital Bank; Summerville (SC); On-site; USD 42,000 - 62,000; Full time

Benefits offered by this job

2 weeks sick time

Vacation time starts at 2 weeks

6 paid holidays guaranteed annually +

5% retirement match

Medical and dental insurance

Multiple medical plans including HDHP

Vision insurance for employees

Job summary

First Capital Bank in Summerville, SC seeks a Loan Processor to manage documentation accuracy, input loan data for processing, and coordinate appraisals and credit reports. The role emphasizes compliance with federal and state regulations and timely file maintenance.

The ideal candidate has 3+ years in loan processing, strong regulatory know-how, and solid spreadsheet skills. You’ll contribute to a fast-paced, collaborative team while upholding high quality standards.

Qualifications

• At least 3 years of experience in consumer and/or commercial loan processing.
• Thorough knowledge of Federal and State financial regulatory compliance.
• Demonstrated proficiency in spreadsheet management.

Responsibilities

• Ensure that all loan documentation is accurate, complete, verified, and in compliance with established policies and procedures
• Ensure accurate and efficient input of loan information and documentation for system processing
• Order appraisals and credit reports
• Conduct routine file review to ensure receipt and maintenance of all required documentation
• Stay abreast of evolving federal and state financial regulations as well as internal policy and procedural changes
• Strive to meet and exceed productivity expectations

Skills

Loan processing

Regulatory compliance

Spreadsheet management

Tools

FiServ loan servicing software

Job description

First Capital Bank's mission is to provide profitable, competitive, and responsive community banking services, which exceed the expectations of our customers, stockholders, and employees. Our rapid growth and commitment to upholding a people-first company culture, has created an ambitious, supportive, and fun atmosphere with extensive opportunities for advancement.

REQUIRED EXPERIENCE & QUALIFICATIONS

• At least 3 years of experience in consumer and/or commercial loan processing
• Thorough knowledge of Federal and State financial regulatory compliance
• Demonstrated proficiency in spreadsheet management

CORE JOB FUNCTIONS

• Ensure that all loan documentation is accurate, complete, verified, and in compliance with established policies and procedures
• Ensure accurate and efficient input of loan information and documentation for system processing
• Order appraisals and credit reports
• Conduct routine file review to ensure receipt and maintenance of all required documentation
• Stay abreast of evolving federal and state financial regulations as well as internal policy and procedural changes
• Strive to meet and exceed productivity expectations

KEY METRICS FOR SUCCESS

• Prior experience with FiServ loan servicing software
• Proven ability to perform at a high level in a fast paced and continually changing environment
• A demonstrated aptitude for clear, professional, and situationally-appropriate communication with vendors, colleagues, superiors, and customers
• A genuine desire to contribute towards a supportive and collaborative team environment

BENEFITS

• 2 weeks of sick time
• Vacation time starts at 2 weeks and increases with tenure
• 6 paid holidays guaranteed annually + up to 5 additional paid holidays (when they fall Sun-Fri)
• 5% match on retirement contributions
• Employer contribution to medical and dental insurance
• 3 medical plans to choose from, including a high deductible option
• No cost for employee-only basic vision insurance
• Employer-paid life and disability insurance
• Optional employee-paid critical illness, accident, hospital indemnity, term life and long-term care /permanent life insurance