Loan Processor

Unclassified; New York (NY); On-site; USD 75,000 - 90,000; Full time

Job summary

Unclassified is seeking a Loan Processor in New York to support the mortgage lending team by gathering, verifying, and organizing borrower documentation to move home loans from application to closing.

You will serve as the main contact between borrowers, loan officers, underwriters, and vendors such as banks, appraisers, and title companies, ensuring timely communication and compliance with TRID, RESPA, HMDA.

Qualifications

• Must have strong attention to detail.
• Excellent written and verbal communication.
• Experience handling confidential financial information.
• Ability to meet deadlines in a fast-paced environment.

Responsibilities

• Collect & organize documentation from borrowers.
• Request income, asset, ID, and property docs.
• Review files for missing signatures, pages, or errors.
• Upload and organize documents in the loan origination system.
• Verify information and confirm employment and income (VOE, paystubs, W-2s, tax returns).
• Order credit reports, appraisals, title work, and insurance.
• Check bank statements for large deposits or red flags; flag issues early.
• Serve as liaison between borrower, loan officer, underwriter, and vendors.
• Respond to emails/calls about loan status or document needs; keep all parties informed.
• Ensure all docs meet TRID, RESPA, HMDA and company guidelines.

Skills

Attention to detail

Communication skills

Microsoft Office

Document management

Confidential information handling

Tools

Loan origination system

Job description

Loan Processor : Full-Time

The Loan Processor supports the mortgage lending team by gathering, verifying, and organizing borrower documentation to move home loans from application to closing. The Loan Processor is the main point of contact between borrowers, loan officers, underwriters, and third parties like banks, appraisers, and title companies.

Key Responsibilities

• Collect & Organize Documentation
• Request income, asset, ID, and property docs from borrowers
• Review files for missing signatures, pages, or errors
• Upload and organize documents in the loan origination system
• Verify Information
• Confirm employment and income via VOE forms, paystubs, W-2s, tax returns
• Order credit reports, appraisals, title work, and insurance
• Check bank statements for large deposits or red flags
• Communication
• Act as liaison between borrower, loan officer, underwriter, and vendors
• Answer emails/calls from borrowers and banks about loan status or doc needs
• Send timely updates and requests to keep all parties informed
• Compliance & Accuracy
• Ensure all docs meet TRID, RESPA, HMDA, and company guidelines
• Prep complete files for underwriting review
• Meet deadlines purchase contracts have hard closing dates
• Problem-Solving
• Flag issues early: missing docs, income gaps, credit problems
• Work with loan officer to resolve conditions from underwriting

Qualifications

• Strong attention to detail
• Excellent written/verbal communication skills
• Proficient in Microsoft Office, email, and general computer use
• Ability to handle confidential financial info with integrity
• Work well under deadlines in a fast-paced environment