Mortgage Loan Originator (Texas)

First Western Trust; United States; On-site; USD 60,000 - 100,000; Full time

Benefits offered by this job

Strong Bonus Potential

401(k) Plan with Match

Paid Parking/Transportation Benefits

Access to Training & Professional Development Programs

Health & Wellness Benefits

Paid Time Off + Bank Holidays

Health Savings Account

Health & Wellness Benefits

Paid Time Off + Bank Holidays

Job summary

A leading financial institution is seeking a Mortgage Loan Originator to join their Texas Mortgage team. The role involves assisting high-net-worth clients, achieving individual sales goals, and providing exceptional customer service. Candidates should have a Bachelor’s Degree or equivalent experience, along with 1-3 years in mortgage lending and an active NMLS registration.

Qualifications

• Proficiency in Microsoft Office Suite and CRM tools.
• Understanding of mortgage regulatory requirements.
• Experience cultivating and maintaining a quality referral network.

Responsibilities

• Achieve individual annual sales goals.
• Develop and maintain a referral network.
• Provide exceptional customer service overseeing loan transactions.
• Meet volume goals set by sales management.
• Respond to inquiries and referrals within 24 hours.
• Meet applicants face-to-face or by phone.
• Interview potential applicants to determine appropriate loan programs/products.
• Analyze applicants’ income, financial information, and credit history to preliminarily qualify for identified loan programs.
• Present a full loan application with supporting documentation to the operations team within 72 hours.
• Complete all initial and subsequent loan disclosures accurately and in a timely manner as required by TILA, RESPA, and MDIA
• Meet volume goals as set by sales management
• Attend sales meetings and complete required training

Skills

Microsoft Office Suite proficiency

Understanding of mortgage regulations

Referral network maintenance

Income analysis

Loan processing knowledge

Communication skills

Detail-oriented

Attention to detail

Education

Bachelor’s Degree or equivalent work experience

1-3 years residential mortgage lending experience

Active NMLS registration

Job description

Overview

First Western is seeking a Mortgage Loan Originator to join our team. If you are passionate about providing exceptional service and helping clients achieve their financial goals, consider applying for this opportunity with our Texas Mortgage team.

As a Mortgage Loan Originator at First Western, you will play a vital role in assisting high-net-worth clients by delivering comprehensive mortgage solutions that meet their needs. You will work closely with our Texas Mortgage team to exceed client expectations.

What You Will Do

• Achieve an individual annual sales goal in alignment with the office sales goals
• Develop and maintain a referral network through prospecting, networking, cold-calling, and community outreach that promotes the Bank and home ownership
• Spend substantial time away from the office engaged in soliciting new mortgage loan business
• Provide exceptional customer service by overseeing each loan transaction through processing and closing, and communicate updates to all parties including Realtors and referral partners
• Respond to inquiries and referrals within 24 hours
• Meet applicants face-to-face or by phone
• Interview potential applicants to determine appropriate loan programs/products
• Analyze applicants’ income, financial information, and credit history to preliminarily qualify for identified loan programs
• Present a full loan application with supporting documentation to the operations team within 72 hours
• Complete all initial and subsequent loan disclosures accurately and in a timely manner as required by TILA, RESPA, and MDIA
• Meet volume goals as set by sales management
• Attend sales meetings and complete required training

What You Bring

• Proficiency in Microsoft Office Suite and CRM tools
• Understanding of mortgage regulatory requirements (SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, Fair Housing Act)
• Experience cultivating and maintaining a quality referral network
• Ability to analyze and calculate income from complex financial data
• Understanding of mortgage loan processing, underwriting, and closing
• Professional presentation, written and verbal communication skills
• Detail-oriented

Education, Experience & License

• Bachelor’s Degree, or equivalent work experience (Required/Preferred)
• 1-3 years of recent residential mortgage lending experience, preferably within a bank environment (Required)
• Active NMLS registration (Upon Hire, Required)

What You Receive

• Strong Bonus Potential
• 401(k) Plan with Match
• Paid Parking/Transportation Benefits
• Access to Training & Professional Development Programs
• Sponsorship for Obtaining Professional Certifications
• Flex Spending Accounts
• Health Savings Account
• Health & Wellness Benefits
• Paid Time Off + Bank Holidays

Pay Range: Commission Only

Job Classification: Full-Time Exempt

Actual offer will be based on experience, location, education, and/or skills.

Equal Opportunity

First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds are encouraged to apply. If reasonable accommodation is required to participate in the job application or interview process, perform essential functions, or receive benefits, please contact [e-mail].