Loan Operations Specialist

Texas Heritage National Bank; Daingerfield (TX); Vor Ort; USD 40.000 - 60.000; Vollzeit

Zusammenfassung

Texas Heritage National Bank is seeking a diligent Loan Operations Clerk to monitor loan processing, coordinate with loan staff, and prepare documentation in compliance with bank policy and regulatory requirements. The role emphasizes accuracy, timely communication, and teamwork in a fast-paced environment.

The position requires knowledge of loan terminology, strong attention to detail, and proficiency with Microsoft Office. High school diploma or GED is required, with some college preferred.

Qualifikationen

• Banking knowledge including loan terminology and lending processes.
• Ability to communicate effectively both verbally and in writing; meet deadlines in a fast-paced environment.
• Proficient in Microsoft Office (Word, Excel, Outlook) and able to learn bank-specific systems.

Aufgaben

• Monitor loan processing notifications and respond promptly.
• Coordinate with Loan Officer, Assistant, and Compliance to align with policy and regulations.
• Gather information for loan documents with internal teams.
• Communicate status updates to loan staff; identify missing info and clear-to-close details.
• Review documentation packages for accuracy and completeness.
• Enter loan data into the loan platform to originate documents per approvals.

Kenntnisse

Self-motivation

Effective communication

Attention to detail

Multitasking

Team player

Ausbildung

High School Diploma or GED

Some college or college degree

Tools

Microsoft Office

Jobbeschreibung

Description

Responsibilities:

• Monitor incoming loan processing notifications within our portal, handling loan requests promptly and efficiently.
• Communicate closely with the Loan Officer and Assistant to ensure that loan processing aligns with bank policy and regulatory requirements
• Collaborate with internal teams, including Loan Officers, Lending Assistants, and Compliance personnel, to gather necessary information for preparing loan documents.
• Communicate with other members of Loan Operations and the lending staff regarding the status of loan requests, missing information needed from the lender/borrower, and clear-to-close information.
• Reviews imaging system for documentation and documentation deficiencies for internal refinance and modification requests.
• Uses the Bank’s loan platform system to key in information necessary to originate loan documents according to approval, collateral, and additional documentation in an efficient manner.
• Review loan documentation packages, ensuring accuracy, completeness, and adherence to established guidelines and policies.
• Manages documentation errors to an acceptable level once notified.
• Identify opportunities to enhance efficiency and accuracy in loan operations processes and contribute to developing streamlined workflows.
• Propose any improvements to existing loan templates and guidelines to ensure consistency and compliance.
• Demonstrates knowledge of bank regulations pertinent to lending by staying informed about industry regulations, lending practice changes, and loan documentation requirements updates
• Other duties and/or projects as assigned.

Requirements

Qualifications:

• Self-starter and self-motivated to meet job expectations and goals.
• Basic Proficiency in Microsoft Office Products, including Word, Excel, and Outlook.
• Knowledge of loan terminology and elements/process required to close a loan.
• Knowledge of general banking principles and federal and/or state regulatory lending laws.
• Ability to communicate effectively both verbally and in writing; multitask and work with exact deadlines in a fast-paced environment while managing multiple deadlines
• Ability to maintain attention to detail and complete accurate, detailed work within specific timeframes.
• Work effectively in a team environment and help others when needed.
• Ability to follow policies and procedures.
• Ability to work under general supervision.
• Ability to maintain punctuality, work attendance, and work extended hours, as necessary.

Education/Experience:

• Loan experience (preferred)
• Banking experience (preferred)
• Teller experience (preferred)
• High School Diploma or GED (required)
• Some college or college degree (preferred)