Loan Officer & Underwriting Specialist

Riverview Federal Credit Union; Marietta (OH); On-site; USD 45,000 - 65,000; Full time

Job summary

Riverview Federal Credit Union is seeking a loan officer to evaluate and process loan applications, interview applicants, and analyze credit histories. You will approve or deny loans based on a strong understanding of lending criteria and risk, while maintaining customer-focused service.

The role requires extensive experience in real estate and consumer lending, with the ability to cross-sell credit products and ensure compliance with policies and regulations.

Qualifications

• Minimum High School Diploma or GED; Bachelor’s degree preferred.
• Excellent oral and written communication skills.
• Thorough knowledge of lending criteria.
• Strong financial analysis and loan underwriting skills.
• Extensive experience in real estate and consumer lending.

Responsibilities

• Interview loan applicants and obtain credit bureau reports.
• Assist members with loan applications to ensure information is complete.
• Pull credit reports, verify debts, and estimate monthly payments.
• Calculate debt-to-income and determine secured vs. unsecured debt.
• Complete loan applications over the phone or electronically.
• Determine collateral needs and repayment plans for loan applicants.
• Approve or deny loan applications and explain denials professionally.
• Complete loan documents and disburse approved loans.

Skills

Financial analysis

Loan underwriting

Communication skills

Interpersonal skills

Problem solving

Education

High School Diploma or GED

Bachelor’s degree preferred

Job description

Riverview Federal Credit Union is seeking a loan officer to evaluate and process loan applications, interview applicants, and analyze credit histories. You will approve or deny loans based on a strong understanding of lending criteria and risk, while maintaining customer-focused service.

The role requires extensive experience in real estate and consumer lending, with the ability to cross-sell credit products and ensure compliance with policies and regulations.