Strategic Home Loan Specialist

REV; Parkersburg (WV); On-site; USD 55,000 - 90,000; Full time

Job summary

REV FCU is seeking a Mortgage Loan Originator to serve applicants and prospective customers seeking a home loan. You will interview, pre-qualify, and pre-approve borrowers, gather documentation, and prepare disclosures.

You’ll maintain referral channels and educate staff on real estate lending. Responsibilities include data entry in LOS, using AUS for credit advice, and coordinating pricing with Secondary Marketing.

Qualifications

• Minimum 3 years’ experience originating Conventional, FHA, VA, Jumbo loans.
• High school diploma or equivalent.
• Knowledge of real estate lending criteria, compliance, federal/state regulations.
• Excellent organizational, oral, and written communication skills.
• Experience with Microsoft Office Suite.
• Proficient with loan originator systems, Encompass Software experience is preferred.
• Proficient with AUS (LP, DU, GUS).
• Prior builder experience strongly preferred.
• Realtor relationships and book of business required.

Responsibilities

• Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval.
• Completing application and gathering supporting documentation.
• Reviewing and completing regulatory disclosures with borrower.
• Maintaining existing and generating new sources of referral business.
• Maintaining a presence in REV FCU branches and educating staff regarding Real Estate Lending.
• Quoting interest rates and securing pricing through the Secondary Marketing Department.
• Inputting application data into Loan Origination Software (LOS).
• Utilizing automated underwriting systems (AUS) to obtain credit recommendations.
• Communicating with all parties, both internal and external, regarding the status of the loan and relaying information to all interested parties.
• Managing his/her pipeline of loans to verify accuracy of the current loan status.
• Acknowledging and abiding by REVs Policies and Procedures.
• Participating in REV sponsored events, and area association events.
• Actively participating in all aspects of the Real Estate Office sales meetings.
• Representing the Credit Union with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities.

Skills

Relationship building

Communication

Organizational skills

Customer service

Education

High School Diploma or equivalent

Tools

Encompass Software

AUS (LP/DU/GUS)

Job description

REV FCU is seeking a Mortgage Loan Originator to serve applicants and prospective customers seeking a home loan. You will interview, pre-qualify, and pre-approve borrowers, gather documentation, and prepare disclosures.

You’ll maintain referral channels and educate staff on real estate lending. Responsibilities include data entry in LOS, using AUS for credit advice, and coordinating pricing with Secondary Marketing.