Loan Officer - Non-Commission (Cincinnati, OH)

Third Federal Career; Olde West Chester (OH); On-site; USD 28,000 - 36,000; Full time

Benefits offered by this job

Competitive compensation packages

Medical, dental, vision, and more

401k match

11 Bank Holidays + vacation/sick time

Stock Ownership Allocation

Exceptional culture and value system

Strong work/life balance

Growth opportunities Mortgage Discount

Education Reimbursement Program

Job summary

Third Federal is hiring an experienced loan officer for our West Chester, OH mortgage office. This on-site, full-time position emphasizes meaningful customer connections over high-pressure sales.

You will guide clients through equity, loan, and mortgage applications while maintaining a collaborative team environment. Our training program sets you up for success from day one, with a culture focused on love, trust, respect, excellence, and fun.

Qualifications

• High school diploma or equivalent.
• 2+ years of recent experience managing a pipeline of equity and/or mortgage loans.
• Outstanding customer service skills.
• Professional grammar and demeanor.
• Positive, proactive, and friendly interpersonal skills.
• Retail bank teller experience preferred.

Responsibilities

• Take equity line/loan and/or mortgage applications.
• Carry a pipeline of loans applications through closing.
• Open depository accounts (checking, savings, CD, IRAs).
• Assist customers with banking transactions on the platform, in the teller area, and/or over the phone.
• Ability to work in all areas of the branch.

Skills

Customer service

Professional grammar

Interpersonal skills

Positive attitude

Education

High school diploma or equivalent

Job description

Posting Details

• Posted on September 28, 2026

Locations

West Chester, OH 45069, USA

• On-site
• Banking & Mortgage Functions
• Full-Time
• Requisition #: MORTG001820

Description

Third Federal is a leading lender of conventional home mortgages lending in 27 states, plus the District of Columbia, with retail branch offices in Ohio and Florida. Our mission is to help people achieve the dream of home ownership and financial security while creating value for our customers, our communities, our associates, and our stockholders. Our value system of love (concern for others), trust, respect, a commitment to excellence, and fun is at the heart of our commitment to our mission, and just as importantly, to our company culture. Through this, we help people find the loan or savings product that makes sense for them.

At Third Federal, you will find strength and stability in your career. In our nearly 90-year history, we have never had layoffs, and have one of the lowest annual turnover rates at 6% (versus an industry average of nearly 19%). We have been certified as a ‘Great Place to Work’ multiple times in the last decade alone, and have been recognized with several additional workplace awards and recognitions. Because Third Federal associates are the foundation of our success, we take a genuine interest in each of them – from their professional development to their health and wellness.

Role Summary

We are looking for an experienced loan officer to join our team at our Cincinnati Mortgage Loan Office (6200 Muhlhauser Rd, West Chester, OH 45069). Our ideal candidate thrives in a team environment and has a passion for helping people. This is a full time, onsite position. Success in this role is not measured with high-pressure sales goals or quotas. Instead, we focus on creating meaningful connections and handling each customer like a valued member of our family. Our ideal candidate will thrive in a collaborative, team-based environment and embody our values of love, trust, respect, commitment to excellence, and fun. We provide a comprehensive training program to set you up for success from the very beginning.

Responsibilities

• Take equity line/loan and/or mortgage applications
• Carry a pipeline of loans application through closing
• Open depository accounts (checkings, savings, certificate of deposit, IRAs)
• Assist customers with banking transactions on the platform, in the teller area, and/or over the phone
• Ability to work in all areas of the branch

Requirements

• High school graduate or equivalent
• 2+ years of recent experience managing a pipeline of equity and/or mortgage loans
• Outstanding customer service skills
• Professional grammar and demeanor
• Positive, proactive, and friendly interpersonal skills
• Retail bank teller experience preferred

Third Federal Perks & Benefits

• Competitive compensation packages
• Medical, dental, vision, and more
• 401k match
• 11 Bank Holidays + vacation/sick time
• Stock Ownership Allocation
• Exceptional culture and value system
• Strong work/life balance
• Growth opportunitiesMortgage Discount Program
• Education Reimbursement Program

Our anticipated pay range for this position is $20.00 - $26.00 per hour. At Third Federal, we’re committed to transparency throughout the hiring process. The pay range listed is based on relevant market data, role responsibilities, and skills required for the position. Individual pay will be thoughtfully determined by a candidate’s qualifications, experience, and other relevant factors.

Third Federal is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, ethnicity, religion, sex, national origin, gender identification or sexual orientation, disability, protected veteran status or any other classification protected under law.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.