Loan Officer II

Security First Bank; Beatrice (NE); On-site; USD 55,000 - 85,000; Full time

Job summary

Security First Bank in Beatrice, Nebraska is seeking a Loan Officer II to develop customer relationships, analyze credit requests, and manage a loan portfolio. You will evaluate consumer, mortgage, agricultural, and commercial loans and deliver exceptional service aligned with the bank's growth objectives.

The ideal candidate has at least two years of lending experience, strong credit analysis skills, and a solid understanding of banking regulations.

Qualifications

• Minimum of two years of lending experience.
• Strong understanding of credit analysis, financial statements, and tax returns.
• Knowledge of lending practices, banking regulations, and financial records.
• Excellent communication, relationship-building, decision-making, and customer service skills.

Responsibilities

• Develop and maintain customer relationships while identifying lending and business development opportunities.
• Evaluate loan requests, analyze credit information, and make lending recommendations within established authority.
• Manage an assigned loan portfolio to ensure strong credit quality and exceptional customer service.
• Collaborate with lending support teams to process loan documentation and maintain compliance with bank policies and regulations.
• Promote bank products and services through referrals, community engagement, and relationship-building activities.

Skills

Credit analysis

Financial statements

Tax returns

Communication

Relationship-building

Decision-making

Customer service

Education

Associate degree in Business

Associate degree in Accounting

Associate degree in Agricultural Management

Job description

Ready to take the next step in your banking career?Position OverviewWe are seeking a relationship-focused Loan Officer II to provide lending solutions for consumer, mortgage, agricultural, and commercial customers. This role is responsible for developing customer relationships, analyzing credit requests, managing a loan portfolio, and delivering exceptional service while supporting the bank's growth and lending objectives.Why Security First BankAt Security First Bank and Security First Insurance, we've been helping individuals, families, businesses, and agricultural operations succeed since 1898. As a locally owned financial services organization, we're committed to building lasting relationships, serving our communities, and investing in our employees.When you join our team, you’ll become part of an organization that values integrity, teamwork, professional growth, and make a positive impact every day.How to ApplyQualified candidates are encouraged to complete the online application through Security First Bank’s secure applicant portal by visiting our website and selecting the careers page.For application assistance or accommodation requests, please contact:Security First Bank, 120 N 6th Street, Beatrice, NE or call 402-223-4041.Key ResponsibilitiesDevelop and maintain customer relationships while identifying lending and business development opportunities.Evaluate loan requests, analyze credit information, and make lending recommendations within established authority.Manage an assigned loan portfolio to ensure strong credit quality and exceptional customer service.Collaborate with lending support teams to process loan documentation and maintain compliance with bank policies and regulations.Promote bank products and services through referrals, community engagement, and relationship-building activities.Qualifications and ExperienceAssociate degree in Business, Accounting, Agricultural Management, or a related field preferred.Minimum of two years of lending experience required.Strong understanding of credit analysis, financial statements, and tax returns.Knowledge of lending practices, banking regulations, and financial records.Excellent communication, relationship-building, decision-making, and customer service skills.This Job Description is not a complete statement of all duties and responsibilities comprising this position.Security First Bank is an Affirmative Action and Equal Opportunity Employer, Minority / Female / Disabled / Veteran / Gender Identity / Sexual Orientation.