Relationship-Driven Loan Officer II

Security First Bank; Beatrice (NE); On-site; USD 55,000 - 85,000; Full time

Job summary

Security First Bank in Beatrice, Nebraska is seeking a Loan Officer II to develop customer relationships, analyze credit requests, and manage a loan portfolio. You will evaluate consumer, mortgage, agricultural, and commercial loans and deliver exceptional service aligned with the bank's growth objectives.

The ideal candidate has at least two years of lending experience, strong credit analysis skills, and a solid understanding of banking regulations.

Qualifications

• Minimum of two years of lending experience.
• Strong understanding of credit analysis, financial statements, and tax returns.
• Knowledge of lending practices, banking regulations, and financial records.
• Excellent communication, relationship-building, decision-making, and customer service skills.

Responsibilities

• Develop and maintain customer relationships while identifying lending and business development opportunities.
• Evaluate loan requests, analyze credit information, and make lending recommendations within established authority.
• Manage an assigned loan portfolio to ensure strong credit quality and exceptional customer service.
• Collaborate with lending support teams to process loan documentation and maintain compliance with bank policies and regulations.
• Promote bank products and services through referrals, community engagement, and relationship-building activities.

Skills

Credit analysis

Financial statements

Tax returns

Communication

Relationship-building

Decision-making

Customer service

Education

Associate degree in Business

Associate degree in Accounting

Associate degree in Agricultural Management

Job description

Security First Bank in Beatrice, Nebraska is seeking a Loan Officer II to develop customer relationships, analyze credit requests, and manage a loan portfolio. You will evaluate consumer, mortgage, agricultural, and commercial loans and deliver exceptional service aligned with the bank's growth objectives.

The ideal candidate has at least two years of lending experience, strong credit analysis skills, and a solid understanding of banking regulations.