Loan Officer I: Grow Loans & Client Relationships

BankPlus; Baton Rouge (LA); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health insurance

Job summary

BankPlus in Baton Rouge, LA seeks a Loan Officer I to serve customers by generating, approving, and servicing loans within risk standards and bank policies. You will also generate deposit transactions to fund loans and manage an up-to-$3 million portfolio.

You will interview applicants, collect documents, analyze income and collateral, prepare loan packages, and coordinate with Credit Analysis and loan committees. Strong communication and regulatory knowledge are essential.

Qualifications

• 1-3 years of related experience preferred.
• Bachelor’s degree preferred.
• Banking or finance experience preferred.

Responsibilities

• Builds rapport and leverages customer relationships with borrowers to meet needs and exceed expectations.
• Solicits and develops new business for loans and deposits by calling on customers.
• Interviews loan applicants, gathers loan requests, financials and documents; ensures accurate loan applications.
• Evaluates credit data, cash flow, financial statements, and collateral to determine creditworthiness.
• Reviews renewal requests to ensure continued creditworthiness and timely payments.
• Prepares documents for loan processing and coordinates with Credit Analysis and loan committees.

Skills

Relationship Building

Credit Analysis

Loan Interviewing

Customer Service

Regulatory Knowledge

Communication Skills

Education

Bachelor's Degree

Tools

N-Cino

Microsoft Office

Excel

Word

Outlook

Job description

BankPlus in Baton Rouge, LA seeks a Loan Officer I to serve customers by generating, approving, and servicing loans within risk standards and bank policies. You will also generate deposit transactions to fund loans and manage an up-to-$3 million portfolio.

You will interview applicants, collect documents, analyze income and collateral, prepare loan packages, and coordinate with Credit Analysis and loan committees. Strong communication and regulatory knowledge are essential.