Loan Officer I

Jimmy Jazz; Kentucky; On-site; USD 42,000 - 64,000; Full time

Benefits offered by this job

Medical, Dental, and Vision Insurance

Company paid Life Insurance

Paid time off and Holidays

Short Term and Long Term Disability

401K and ESOP

Job summary

Community Trust Bank is seeking a Banking Loan Specialist to handle loans from application to closing, prepare disclosures, and review mortgages. The role requires strong communication, organizational, and regulatory understanding.

You will work in a bank environment with adherence to BSA/AML policies and mortgage processing guidelines. The position focuses on customer service, loan closing coordination, and compliance, with opportunities to work across branches and support departments.

Qualifications

• Position normally requires a Bachelor's degree or the equivalent to provide basic familiarity with a variety of subjects such as: finance, economics, English, business law, marketing, statistics, etc.
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Skills

Communication skills

PC skills

Organizational skills

Analytical ability

Notary Public

Insurance license

NMLS license

SAFE Act training

Education

Bachelor's degree

Tools

Word

Excel

Loan software

Job description

• Location 28160 US Highway 119,South Williamson, KY, 41503,United States
• Job Category Banking, Customer Services, Loans
• Employee Type RFT
• Required Degree 4 Year Degree

Contact information

• Name Human Resources Department
• Phone [phone]

JOB RESPONSIBILITIES

• Handle loans from application and approval to closing and disbursement of funds, dealing directly with the customer.
• Prepare pre-disclosure and closing documents on computer system for other departments as needed. Review loans after closing to ensure loans are packaged properly.
• Maintain an ongoing review of delinquent loans, report, and assist collection department.
• Assist with answering telephone and opening safety deposit boxes as necessary.
• Assist with reviewing mortgages from all branches, retain title fee proceeds, request findings, and forward mortgage for recording.
• Maintain a working knowledge of the Bank’s written policies and procedures regarding the Bank Secrecy Act and other applicable anti-money laundering policies.
• Ensures all actions performed are in compliance with government regulations and organizational policies and procedures.

SKILLS/KNOWLEDGE AND ABILITIES/EXPERIENCE

• Position normally requires a Bachelor's degree or the equivalent to provide basic familiarity with a variety of subjects such as: finance, economics, English, business law, marketing, statistics, etc.
• Over six and up to 12 months of experience.
• Excellent oral and written communication skills.
• Excellent PC skills with knowledge of Word, EXCEL and loan software.
• Excellent organizational skills.
• Analytical ability.
• Notary Public.
• Insurance license.
• Must have (or obtain during the first 30 days of employment) a valid NMLS number.
• Must complete annual mandatory SAFE Act training through Regulatory University.

WORKING CONDITIONS

• Normal office conditions.

The above statements are intended to describe the general nature and level of work to be performed by personnel assigned to this job. This information is not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel assigned to this position.

Requirements

Candidates may be subject to the following screenings:

Credit Check, Drug Testing, and Criminal Background Check

Summary

Community Trust Bank offers a competitive benefits package including: Medical, Dental, and Vision Insurance; Company paid Life Insurance; Paid time off, and Holidays; Short Term and Long Term Disability; 401K and ESOP.

Additional Information

• E-Verify Work eligibility confirmed via E‑Verify