LOAN OFFICER

Inspire Home Loans; Orlando (FL); Remote; USD 70,000 - 90,000; Full time

Job summary

Inspire Home Loans seeks an experienced Loan Officer to support its homebuilder in Florida. The role involves advising customers on financing options, ensuring compliance with lending requirements, and maintaining exceptional customer service. Ideal candidates will have a strong grasp of loan types and a proven ability to build business relationships, alongside relevant experience and licensure.

Qualifications

• Minimum of 3-5 years' experience originating loans, builder preferred.
• Must be an actively licensed Mortgage Loan Officer in FL.

Responsibilities

• Collect and analyze customer's financial information to assess loan qualifications.
• Advise borrowers on loan risks, benefits, and options.
• Ensure loan documentation is complete for approvals.
• Communicate effectively with all parties involved.

Skills

Thorough knowledge of all loan types

Strong business relationships

Detail-focused

Organized

Education

Bachelor's degree preferred

Tools

Loan origination systems

Encompass

AUS (LP, DU, GUS)

Job description

Inspire Home Loans (a Century Communities, Inc. affiliated company) is seeking an experienced Loan Officer to join the team supporting our homebuilder in Florida. This role will be responsible for continually identifying, developing, and maintaining customer financing objectives, advising customers of product / pricing policies and guidelines, and gathering any additional required information. The Loan Officer will ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and all regulatory requirements.

This position will be remote, but individuals must reside in Florida.

Your Key Responsibilities Include :

• In accordance with Inspire Home Loans' policies / procedures and applicable law, the Loan Officer collects and analyzes each customer's financial information to assess whether the individual can qualify for a specific loan product.
• Advise the potential borrower regarding the risks and benefits of the loan alternatives, including the options and variables involved.
• Discuss the loan products available to best meet the individual's needs, depending on their circumstances.
• Ascertain all pertinent documentation to ensure the loan is approved.
• Communicate effectively with all parties, including the customer, the sales associate, processing, underwriting, closing, the title company, and the builder.
• Lock the rate.
• Manage personal production and ensure closings are handled appropriately and in a timely manner.
• Meet and / or exceed company standards.
• Demonstrate the highest level of professionalism and customer service towards all customers.
• Perform other duties as needed or assigned.

What You Have :

• Thorough knowledge of all loan types, including Conventional, FHA, Jumbo, and VA.
• Prior builder experience strongly preferred.
• Proficient with loan origination systems, Encompass experience preferred.
• Proficient with AUS (LP, DU, GUS).
• Proven track record of building and maintaining strong, professional business relationships.
• Ability to handle a heavy workload with minimal supervision.
• Must be available to travel (interstate) when needed.
• Independent, reliable, detail-focused, and organized.
• Proven ability to develop and maintain strong business relationships.

Your Education and Experience :

• A bachelor's degree is preferred, or an equivalent combination of education and experience is required.
• A minimum of 3-5 years' experience originating loans, builder preferred.
• Must be an actively licensed Mortgage Loan Officer in FL. Willing to obtain other state licenses as necessary.

About Inspire Home Loans

As an affiliate of Century Communities-one of the nation's largest homebuilders and industry leader in online sales-we strive to make the dream of homeownership possible. We're proud to be part of the company's mission to create thriving, enduring neighborhoods with lasting livability, focusing on building sustainable, affordably priced homes for our customers while reducing our carbon footprint. For team members, our goal is to provide the resources, opportunities, and benefits to build successful and rewarding careers.

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