Mortgage Loan Officer

West Capital Lending, Inc.; Riverside (CA); Presencial; USD 60 000 - 110 000; Tempo integral

Resumo da oferta

West Capital Lending seeks an experienced Loan Officer to guide clients through the loan process, assess creditworthiness, and recommend suitable products. You will verify documents, explain terms, and ensure compliance while maintaining strong client relationships.

You will collaborate with underwriters and processors to expedite approvals and achieve sales goals, drawing on your knowledge of lending regulations and market trends.

Qualificações

• Proven experience as a Loan Officer or in a similar role (minimum 1 year).
• Strong knowledge of loan products, underwriting processes, and applicable regulations.
• Excellent communication and interpersonal skills to build client relationships.
• Detail-oriented with strong organizational skills to manage multiple tasks.
• Ability to assess financial documents and analyze creditworthiness.

Responsabilidades

• Assess loan applications and determine creditworthiness from documents and reports.
• Provide guidance on loan products, terms, and eligibility requirements.
• Process applications: collect docs, verify data, and complete forms.
• Maintain relationships with clients and deliver excellent service throughout.
• Collaborate with underwriters, processors, and team members for smooth approvals.

Conhecimentos

Loan product knowledge

Communication skills

Credit analysis

Regulatory knowledge

Relationship building

Organizational skills

Formação académica

NMLS license

Ferramentas

Microsoft Office Suite

Loan processing software

Descrição da oferta de emprego

About the Company:

We are seeking a highly motivated and customer-focused Loan Officer to join our dynamic team. As a Loan Officer, you will play a key role in assisting clients with the loan application process, evaluating financial backgrounds, and offering suitable loan products. You will work with clients to ensure that their financial needs are met, while ensuring all transactions comply with legal and regulatory standards.

About the Role:

Assess loan applications and determine creditworthiness by reviewing financial documents, credit reports, and other relevant information. Provide expert guidance and advice on available loan products, terms, and eligibility requirements. Process loan applications, including obtaining necessary documentation, verifying financial data, and ensuring accurate completion of all forms. Establish and maintain strong relationships with clients, providing excellent customer service throughout the loan process. Communicate clearly with clients to explain loan options, repayment terms, and potential risks. Collaborate with underwriters, processors, and other team members to ensure a smooth and efficient loan approval process. Maintain a deep understanding of industry regulations, loan policies, and market trends. Monitor the progress of loan applications and assist clients with any questions or issues that arise. Achieve individual and team sales goals by promoting and closing loan products.

Qualifications/Responsibilities:

• Proven experience as a Loan Officer or in a similar role in financial services (minimum of 1 year).
• Strong knowledge of loan products, underwriting processes, and applicable regulations.
• Excellent communication and interpersonal skills with the ability to build strong relationships with clients.
• Detail-oriented with strong organizational skills and the ability to handle multiple tasks.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in Microsoft Office Suite and other loan processing software.
• Loan Officer license (NMLS).

Equal Opportunity Statement:

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.