Loan Officer

West Capital Lending; Irvine (CA); On-site; USD 36,000 - 55,000; Full time

Benefits offered by this job

Full backing from support teams

Job summary

A financial services company in Irvine, CA, is seeking a Loan Officer to assist clients in securing loans tailored to their needs. This role requires a minimum of 1 year of experience and includes responsibilities like assessing loan applications, recommending products, and guiding clients through the loan process. The ideal candidate has strong communication skills, a current Loan Officer license, and proficiency in loan processing software. Competitive salary range is offered.

Qualifications

• Minimum 1 year of experience as a Loan Officer or in a similar role.
• Current Loan Officer license (NMLS) is required.
• Strong understanding of loan products, underwriting, and compliance.

Responsibilities

• Assess loan applications by reviewing credit reports and financial documents.
• Recommend appropriate loan products based on client eligibility.
• Guide clients through the entire loan process to ensure satisfaction.
• Verify documentation for compliance with regulations.
• Collaborate with underwriters and processors for timely approvals.
• Build and maintain strong client relationships.

Skills

Loan products understanding

Interpersonal and communication skills

Financial data assessment

Proficiency in Microsoft Office Suite

Education

Current Loan Officer license (NMLS)

Minimum 1 year of experience in financial services

Tools

Loan processing software

Job description

Overview

As a Loan Officer at West Capital Lending, you will be instrumental in helping clients secure financing that suits their individual needs. You’ll guide clients through the entire loan process, evaluate financial information, and offer tailored loan solutions while ensuring compliance with all regulations. This role combines sales, service, and strategy—with the tools and support to succeed.

What We Offer

• Support: Full backing from an in-house manager and in-house processing team to ensure 100% support throughout the loan process

Key Responsibilities

• Assess loan applications by reviewing credit reports, financial documents, and client goals
• Recommend appropriate loan products based on client eligibility and financial situation
• Guide clients through the entire loan process, ensuring a smooth and informed experience
• Verify documentation and ensure compliance with all regulations
• Collaborate with underwriters, processors, and support teams to drive timely approvals
• Maintain detailed knowledge of lending guidelines, market conditions, and regulations
• Build and maintain strong client relationships to ensure satisfaction and referral business
• Meet and exceed individual and team sales goals

Requirements

• Minimum 1 year of experience as a Loan Officer or similar role in financial services
• Current Loan Officer license (NMLS)
• Strong understanding of loan products, underwriting, and industry compliance
• Excellent interpersonal and communication skills
• Ability to assess financial data and determine creditworthiness
• Proficiency in Microsoft Office Suite and loan processing software
• Highly organized and detail-oriented with the ability to manage multiple priorities

Job Details

• Senioriy level: Associate
• Employment type: Full-time
• Job function: Finance
• Industries: Financial Services, Loan Brokers, and Insurance Agencies and Brokerages
• Location: Irvine, CA
• Salary: $36,000.00-$55,000.00

Equal Opportunity Statement

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.