Loan Officer

West Capital Lending, Inc.; Honolulu (HI); Remote; USD 90,000 - 150,000; Full time

Benefits offered by this job

Remote work environment

Flexible schedule

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer to join a remote team focused on serving Honolulu, HI clients. You will manage the loan process from application to closing in a virtual environment and work with a broad portfolio of mortgage products.

The ideal candidate has 2+ years in the mortgage field, strong communication, and a proven ability to develop client relationships while adhering to regulatory guidelines. Hawaii licensing is required to operate in this market.

Qualifications

• 2+ years of experience as a Loan Officer or Mortgage Loan Originator.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation tools.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Mortgage products knowledge

Communication skills

Relationship building

Remote work ability

Tools

Loan Origination Systems

Job description

Location: Remote (Must be licensed in Hawaii; Honolulu market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Honolulu, HI. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization