Loan Officer

West Capital Lending; Seattle (WA); Remote; USD 80,000 - 130,000; Full time

Benefits offered by this job

100% remote work environment

Competitive commission structure

Job summary

West Capital Lending is seeking a self-driven Loan Officer for a fully remote role with a Seattle-area focus. You will originate residential mortgages, manage the loan process from application to closing, and maintain strong client relationships in a virtual environment.

The candidate should hold a Washington LO license, have 2+ years of experience, and possess deep knowledge of mortgage products and underwriting guidelines. Independence and strong communication are essential for success.

Qualifications

• Active Washington Loan Originator license (NMLS) is required.
• 2+ years of experience as a Loan Officer or Mortgage LO.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication and relationship-building abilities.
• Ability to work independently in a remote environment.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process with clear, timely updates.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure loan files meet federal, state, and investor requirements.
• Collaborate with processing and underwriting teams for timely closings.
• Stay current on lending guidelines, market trends, and rate changes.

Skills

Washington LO license (NMLS)

Mortgage product knowledge

Relationship building

Remote work autonomy

Communication skills

Tools

Loan Origination Systems (LOS)

Job description

Location: Remote (Must be licensed in Washington; Seattle market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Seattle, WA. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Washington Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization