Loan Officer

West Capital Lending, Inc.; Louisville (KY); In loco; USD 80.000 - 160.000; Tempo pieno

Vantaggi offerti da questo lavoro

Remote work

Flexible schedule

Marketing and operational support

Descrizione del lavoro

West Capital Lending, Inc. is seeking a motivated Loan Officer for a 100% remote role focused on Louisville, KY clients. You will originate residential mortgages and manage the process from application to closing in a virtual environment.

The ideal candidate has knowledge of Conventional, FHA, VA, and Non-QM products, plus strong client relationships and compliance awareness. Remote work offers flexibility and growth opportunities within a scaling organization.

Competenze

• Active Kentucky Loan Originator license (NMLS) required.
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Ability to work independently in a remote environment.

Mansioni

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Conoscenze

NMLS license

Mortgage origination experience

Remote work capability

Strong communication

Strumenti

Loan origination systems

Descrizione del lavoro

Location: Remote (Must be licensed in Kentucky; Louisville market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Louisville, KY. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Kentucky Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization