Loan Officer

Hampton Roads Educators Credit Union; Hampton (VA); On-site; USD 50,000 - 70,000; Full time

Job summary

A local financial institution in Hampton, VA seeks a full-time Loan Officer to review and authorize loan applications. Responsibilities include guiding clients through the loan process, assessing creditworthiness, and ensuring compliance with regulations. The ideal candidate will have a solid knowledge of Loan Origination, strong analytical skills, and a Bachelor's degree in finance or related field. Exceptional customer service and attention to detail are crucial as the Loan Officer builds relationships and tailors financial solutions to clients.

Qualifications

• Expertise in Loan Origination and familiarity with the duties of Loan Officers.
• Strong knowledge in Finance and precision in Underwriting.
• Proficient in financial software and tools.

Responsibilities

• Review, evaluate, and authorize loan applications.
• Guide clients through the loan process and assess creditworthiness.
• Ensure compliance with regulations and maintain strong client relationships.

Skills

Loan Origination expertise

Customer Service

Analytical skills

Attention to detail

Education

Bachelor's degree in finance or business administration

Tools

Loan processing systems

Job description

This is a full-time on-site role for a Loan Officer based in Hampton, VA. The Loan Officer will be responsible for reviewing, evaluating, and authorizing loan applications. Additional responsibilities include guiding clients through the loan process, assessing creditworthiness, completing underwriting activities, and ensuring compliance with regulations and institution standards. The Loan Officer will also maintain strong relationships with clients, providing exceptional customer service and tailored financial solutions.

Qualifications

• Expertise in Loan Origination and familiarity with the duties of Loan Officers
• Strong knowledge in Finance and precision in Underwriting
• Commitment to providing excellent Customer Service to prospective and existing clients
• Strong analytical, decision-making, and problem-solving skills
• Attention to detail and the ability to ensure accuracy in documentation
• Proficiency in financial software and tools, including loan processing systems
• Bachelor's degree in finance, business administration, or a related field is preferred
• Prior experience in the financial services or banking industry is a plus