Loan Officer

West Capital Lending; Tempe (AZ); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Competitive commission structure

Wide range of loan products and rates

Marketing and operational support

Flexible schedule with autonomy over你的

Growth opportunities within a scaling"

Job summary

West Capital Lending in Tempe, AZ is seeking a motivated Loan Officer to manage the full loan process in a virtual environment, originating residential loans and guiding borrowers from application to closing.

You will build relationships with clients, real estate agents, and referral partners, analyze financials, ensure compliance, and stay current with rate trends. A remote-friendly, growth-oriented team offers strong earning potential and flexible scheduling.

Qualifications

• Active NMLS license required to originate residential loans.
• 1+ year of experience as a Loan Officer or Mortgage LO preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Ability to work independently in a remote environment.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth closings.
• Stay up to date on lending guidelines, market trends, and rate changes.

Skills

Sales & closing skills

Communication

Relationship building

Self-motivation

Independent remote work

Education

NMLS license

Tools

Loan origination systems

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team.The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate change

Qualifications

• Active Loan Originator license (NMLS) required
• +1 year of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship‑building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization