Loan Officer

Movement Mortgage; Richmond (VA); Hybrid; USD 60,000 - 110,000; Full time

Job summary

Movement Mortgage in Richmond, VA is seeking a full-time Loan Officer for a hybrid role with some work-from-home flexibility. You will originate residential mortgage loans and guide applicants through the loan process, clearly explaining products, rates, and requirements.

Day-to-day tasks include meeting with borrowers, collecting and reviewing financial documentation, coordinating with underwriting and processing teams, and keeping applications compliant with regulations.

Qualifications

• Experience in loan origination and handling a residential mortgage pipeline.
• Knowledge of finance principles and mortgage products with ability to explain terms and options to borrowers.
• Familiarity with underwriting guidelines and documentation requirements.
• Strong customer service skills with problem solving and clear communication.
• State licensing and NMLS registration, or eligibility to obtain credentials.
• Proficiency with loan origination systems, CRM tools, and standard office software.
• Ability to work effectively in a hybrid environment (Richmond, VA) with some remote work.

Responsibilities

• Meet with prospective borrowers and explain loan options, rates, and requirements.
• Collect and review financial documents; coordinate with underwriting and processing teams.
• Manage a pipeline from application through closing and ensure regulatory compliance.
• Develop and nurture relationships with real estate professionals to grow the business.

Job description

Company Description Movement Mortgage is an impact-driven lender focused on creating positive change in the mortgage industry, corporate culture, and local communities. The organization exists to love and value people, emphasizing purpose beyond traditional lending through #MortgagesThatMeanMore. Movement Mortgage operates under NMLS 39179 and adheres to all regulatory and legal standards, providing transparency and consumer protection through resources such as the NMLS Consumer Access and its legal disclosures. Team members join a mission-oriented environment that encourages community involvement, ethical practices, and a people-centered approach to lending.
Role Description The Loan Officer is a full-time hybrid role based in Richmond, VA, with flexibility for some work from home. This role is responsible for originating residential mortgage loans, guiding applicants through the loan process, and providing clear information on products, rates, and requirements. Day-to-day tasks include meeting with prospective borrowers, collecting and analyzing financial documentation, coordinating with underwriting and processing teams, and ensuring applications comply with lending regulations and company policies. The Loan Officer will maintain strong customer relationships, follow up on leads, manage a pipeline of loans from application through closing, and collaborate with real estate professionals and other partners to grow business. The role requires consistent, high-quality customer service, accurate documentation, and proactive communication with all parties involved in each transaction.
Qualifications

• Experience in Loan Origination and Loan Officer responsibilities, including managing a pipeline of residential mortgage applications.
• Knowledge of Finance principles and mortgage products, with the ability to explain terms, rates, and options to borrowers.
• Familiarity with Underwriting guidelines and documentation requirements to help structure files for approval.
• Strong Customer Service skills, with a focus on responsiveness, empathy, and clear communication throughout the loan process.
• Relevant state licensing and NMLS registration, or eligibility and willingness to obtain required credentials.
• Proficiency with loan origination systems, CRM tools, and standard office software.
• Ability to work effectively in a hybrid environment, balancing in-office collaboration in Richmond, VA with remote work.
• Demonstrated integrity, attention to detail, and commitment to regulatory compliance and ethical lending practices.
• Prior experience in mortgage lending, banking, or financial services is preferred.
• High school diploma required; associate or bachelor’s degree in business, finance, or a related field is beneficial.