Loan Compliance & Risk Auditor — Training Ready

Citizens State Bank; La Crosse, Northern (WI, KY); Hybrid; USD 50,000 - 70,000; Full time

Benefits offered by this job

Free health care

Job summary

Citizens State Bank is seeking a Compliance Specialist to support loan compliance and third-party risk management within the Risk Department. The role focuses on auditing key documentation, maintaining regulatory data, and ensuring adherence to evolving requirements.

You will collaborate with internal teams to ensure accuracy and compliance with bank policies. Ideal candidates have experience in banking, compliance, auditing, or loan operations and demonstrate strong attention to detail,

Qualifications

• Previous experience in banking, loan operations, compliance, auditing, or a similar detail-focused role is preferred.
• Strong attention to detail and accuracy, with the ability to manage multiple tasks and deadlines.

Responsibilities

• Assist with third-party risk management activities, including uploading vendors into the vendor management system, assessing vendor tiers, coordinating due diligence documentation, and assisting with vendor approvals
• Audit loan files for compliance using sampling methods
• Review loan disclosures, statements, and notices for all loan types
• Audit and track flood insurance requirements
• Review adverse action documentation for accuracy and compliance
• Review HMDA-reportable loans and assist with data input and validation
• Audit appraisals and credit reports using sampling methods
• Perform daily loan maintenance audits
• Audit PMI cancellations and TRID loan calculations
• Assist with tracking CRA loans
• Monitor force-placed insurance timing and documentation
• Remove or edit credit reports in E-Oscar as needed
• Assist with consumer loan compliance training
• Ensure office compliance materials (posters, notices, etc.) are current
• Stay up to date on compliance, risk, and emerging regulatory issues

Skills

Attention to detail

Organizational skills

Communication skills

Problem-solving

Tools

Microsoft Office

Banking systems

Job description

Citizens State Bank is seeking a Compliance Specialist to support loan compliance and third-party risk management within the Risk Department. The role focuses on auditing key documentation, maintaining regulatory data, and ensuring adherence to evolving requirements.

You will collaborate with internal teams to ensure accuracy and compliance with bank policies. Ideal candidates have experience in banking, compliance, auditing, or loan operations and demonstrate strong attention to detail,