Regulatory Compliance Specialist – Banking & Policy

Cogent Bank; Town of Florida (NY); On-site; USD 65,000 - 90,000; Full time

Job summary

Cogent Bank is seeking a Compliance Specialist to help ensure adherence to regulatory and internal policies. You will monitor controls, review policies, and work with multiple teams to address loan and deposit compliance inquiries.

The role reports to the Regulatory Compliance Manager and focuses on mitigating risk and maintaining alignment with applicable laws and standards across the organization.

Qualifications

• High School diploma or GED is required.
• Minimum of 3 years in deposit and lending compliance within a financial institution or auditing firm.
• Strong understanding of banking operations and regulations across lending and deposit activities.

Responsibilities

• Internal Compliance Monitoring: review reports, logs and data to detect trends and potential risks.
• Perform periodic reviews of branch functions, lending and deposit operations to ensure regulatory alignment.
• Collaborate with teams to respond to compliance inquiries and update policies as needed.
• Identify deficiencies, communicate findings to management and support remediation.
• Coordinate training and ensure timely completion of compliance education.

Skills

Analytical skills

Attention to detail

Communication skills

Regulatory knowledge

MS Office proficiency

Education

High School diploma or GED

Tools

MS Office Suite

Compliance software

Job description

Cogent Bank is seeking a Compliance Specialist to help ensure adherence to regulatory and internal policies. You will monitor controls, review policies, and work with multiple teams to address loan and deposit compliance inquiries.

The role reports to the Regulatory Compliance Manager and focuses on mitigating risk and maintaining alignment with applicable laws and standards across the organization.