Loan Assistant

State Bank of Southern Utah; Saint George (UT); On-site; USD 30,000 - 50,000; Part time

Job summary

Join a forward-thinking bank that values integrity, relationships, and making a difference. As a part-time team member, you'll support loan officers and processors, manage loan documentation, and ensure compliance with banking regulations. This role offers an opportunity to grow in a collaborative environment where your contributions matter. With a focus on professional development and customer service, you will help facilitate loan processes and assist clients while upholding the bank's core values. If you're passionate about finance and eager to make an impact, this position is perfect for you.

Benefits

401K with employer match

Annual Incentive Program

Paid Time Off (PTO) accrual

Up to 12 paid holidays per year

Qualifications

• Must pass a credit & background check and be at least 18 years old.
• 1+ years’ experience in a lending environment preferred.

Responsibilities

• Assist loan officers in the lending documentation process.
• Manage data related to loan applications and respond to borrower inquiries.
• Facilitate contract signings and comply with banking regulations.

Skills

Verbal and written communication

Decision making and judgment

Confidential information handling

Organizational skills

Customer service

Software and systems proficiency

Ability to work independently

Collaboration

Education

High School Diploma

Job description

River Road Branch
1337 E 170 S
St. George, UT 84790, USA

At State Bank of Southern Utah, our core values define who we aspire to be each and every day. These values hold us accountable to each other and help us be the best version of ourselves. We look for candidates with whom our values resonate:

Make a Difference: We are actively engaged. We genuinely care. We are knowledgeable and find solutions.

Relationships Matter: We are committed to each other and our customers. We seek to understand, connect, and collaborate.

Live with Integrity: We are trusted to do the right thing. We take responsibility for our individual roles and actions.

Love What We Do: We are passionate and show up with enthusiasm. We are driven and continually look to improve.

Share Positivity: We lift each other. We interact with a positive and optimistic attitude.

Apply at State Bank of Southern Utah and be part of a team that lives by these values every day!

Job Responsibilities:

• Assist and support loan officers and loan processors in the lending documentation process.
• Manage, update and correct data related to loan applications.
• Work with loan processors to review borrower files and perform various support and administrative tasks.
• Respond to borrower inquiries and assist in verifying borrower information.
• Process credit references, verify loan and deposit balances, maintain tickler files, and adhere to all banking regulations.
• Answer phones, maintain files, and process payments/advances.
• Complete due diligence and paperwork on loan applications, contracts, and renewals.
• Return phone calls and answer questions, including about the status of loans. Greet customers.
• Facilitate contract signings and closings, complying with all applicable laws.
• Assist loan officers and collections with creating, collecting, and processing paperwork.
• Run, review, and track documents including credit, Flood, hazard insurance, OFAC, vehicle titles, UCC filings, financial statements, and other reports as needed.
• Order appraisals and environmental reports.
• Maintain credit and collateral files, scan and file documents.
• Process environmental reviews and title fees.
• Prepare loans to be sent to the Loan Processing for boarding.
• Process requests for loan advances, prepares GL tickets on loan payments, advances, and loans fees.
• Prepare correspondence as requested to customers or outside agencies.
• Maintain active status for Notary Public.
• Prepare fund request documents for wiring funds to closing.
• Do maintenance on loans in Horizon.
• Remain current on government regulations related to lending and internal policies, follow all bank regulations, procedures, and processes.
• Perform all other duties as assigned.

Minimum Qualifications

• High School Diploma
• Must pass a credit & background check
• Must be at least 18 years of age

Preferred Qualifications

• 1+ years’ experience in a lending environment
• Experience with escrow, title processes, and loan documentation
• Familiarity with bank lending policies and regulations
• Some basic knowledge of credit analysis and financial statements

Skills

• Ability to use software and systems to complete day to day tasks
• Professional in appearance, verbal and written communication
• Good decision making and judgment
• Ability to handle and protect confidential information
• Ability to work independently and collaborate effectively as a team member
• Ability to comprehend and interpret bank policies and procedures
• Well-developed and proven organizational skills with ability to utilize time efficiently
• Excellent customer service and problem resolution skills

Part-time employees will be eligible to receive the following benefits:

• 401K with employer match
• Annual Incentive Program
• Paid Time Off (PTO) accrual every pay period
• Up to 12 paid holidays per year

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities