Liquidity Risk Management - Corporate Banking - Senior Associate

JP Morgan Chase; New York (NY); On-site; USD 120,000 - 180,000; Full time

Job summary

JPMorgan Chase is seeking an Associate in Liquidity Risk Management within Risk Management and Compliance in New York. You will identify and monitor liquidity risks across deposits, loans, and undrawn commitments, evaluating balance sheet changes and regulatory stress scenarios.

You will provide independent risk challenge and oversight to business units and liquidity teams, while driving improvements to the risk analysis process.

Qualifications

• 4+ years of banking experience across treasury or liquidity risk.
• Bachelor's degree in Finance, Economics, Mathematics, or related discipline.
• Proficiency in Excel and PowerPoint; familiarity with automation tools like Alteryx, Python.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent written and verbal communication, especially for explaining technical concepts.

Responsibilities

• Identify, assess, and monitor liquidity risks related to the firm's Banking products (deposits, loans, undrawn commitments).
• Undertake balance sheet analysis to assess liquidity risk impacts in stress scenarios and regulatory tests.
• Provide risk challenge and oversight for business units and liquidity teams for stress testing.
• Drive process improvements to speed and improve accuracy of risk analysis.
• Monitor balance sheet through limits and indicators designed to control liquidity risk.
• Communicate evolving risks to senior management clearly.

Skills

Liquidity risk

Excel

PowerPoint

Alteryx

Python

Analytical thinking

Communication

Education

Bachelor's degree in Finance/Economics/Mathematics

Tools

Alteryx

Python

Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Risk Management - Liquidity Risk Management - Associate (Banking), you will identify, assess, and monitor liquidity risks related to the firm's Banking products, including deposits, loans, and undrawn commitments. You will analyze balance sheet changes to evaluate liquidity risk impacts, providing insights on both day-to-day and longer-term shifts in internal and regulatory liquidity stress scenarios. Your role includes delivering independent risk challenge and oversight for business units and liquidity management teams, as well as driving process improvements to enhance the speed and accuracy of risk analysis. Additionally, you will monitor the firm's balance sheet through established limits and indicators, and clearly communicate key evolving risks to senior management.

Job Responsibilities

• Identify, assess, and monitor liquidity risks related to the firm's Banking products (e.g. deposits, loans, undrawn commitments etc).
• Undertake analysis of balance sheet changes to assess liquidity risk impacts and provide risk view on day-to-day and longer-term changes in internal liquidity stress test scenarios and regulatory prescribed liquidity scenarios (i.e. liquidity coverage ratio, net stable funding ratio).
• Provide effective independent risk challenge and oversight on business units and liquidity management teams for proposed changes to internal stress assumption and/or regulatory prescribed stress testing.
• Undertake process improvements and innovation to facilitate improved speed and accuracy in delivery of risk analysis and assessments.
• Monitor the firm's balance sheet through limits and indicators that are designed to control liquidity risk.
• Articulate key evolving risks to senior management in an easy to understand manner.

Required qualifications, capabilities, and skills

• Minimum 4+ years of experience in banking industry across treasury or liquidity risk; Candidates with background in other risk disciplines (market risk, credit risk, capital risk) or markets and trading businesses are also encouraged to apply.
• Bachelor's degree in Finance, Economics, Mathematics, or related discipline required.
• Proficiency in Excel and PowerPoint. Familiarity with automated solutions, such as Alteryx, Python, or desire to learn.
• Strong analytical, problem-solving, and decision-making skills. Comfortable with detailed independent analysis, critical thinking and ability to challenge status-quo.
• Excellent written and verbal communication skills, particularly in explaining technical concepts.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.