Balance Sheet Management - Liquidity, Senior Associate

J.P. Morgan; New York (NY); On-site; USD 140,000 - 190,000; Full time

Benefits offered by this job

Health care coverage

On-site health and wellness centers

Retirement savings plan

Backup childcare

Tuition reimbursement

Mental health support

Financial coaching

Job summary

JPMorgan Chase & Co. seeks a Senior Associate in Liquidity Management to turn balance sheet dynamics into actionable liquidity strategy.

You will monitor firm-wide and entity-level liquidity, including currency exposures, and support forecasting and stress testing to inform risk-managed decisions. You will collaborate with Treasury and senior stakeholders to translate complex analytics into clear messages and board-ready materials, contributing to the firm’s liquidity resilience and strategic

Qualifications

• Proven ability to present information clearly in written and verbal form.
• Strong collaboration and organizational skills; capable of high-pressure multitasking.

Responsibilities

• Understand drivers of changes in balance sheets and liquidity impacts.
• Lead monitoring of firm-wide balance sheets and liquidity positions, including currency exposure.

Skills

PowerPoint

Excel

Tableau

Python

Education

Finance/ Economics/ Engineering/ Mathematics degree

Tools

Python

Job description

Help shape how we manage liquidity across a global financial institution. In this role, you will turn balance sheet and market dynamics into clear insights and actionable strategy. You will work with leaders across Treasury and key stakeholders to support resilient funding and liquidity outcomes. If you enjoy solving complex problems with data and sound judgment, you will find meaningful impact here.

As a Senior Associate in the Liquidity Management Strategy team, you will monitor firmwide and legal entity balance sheets and liquidity positions, including currency exposures, to help guide our liquidity strategy. You will support forecasting and internal stress measures that inform how we manage liquidity under business-as-usual and stressed conditions. You will partner closely with stakeholders to translate complex analytics into clear messages and decision-ready materials. You will join a collaborative team that values thoughtful analysis, ownership, and strong risk awareness.

Job responsibilities:

• Understanding the drivers of changes in the balance sheet and associated liquidity impacts
• Leading the monitoring of Firm wide and legal entity balance sheets and liquidity positions, including the currency aspect
• Leading balance sheet and liquidity management coverage
• Assisting in liquidity forecasting for US Liquidity Coverage Ratio (LCR), US Net Stable Funding Ratio (NSFR) and internal liquidity stress measures (ILST), consistent with financial forecasting and stress testing processes
• Creating presentations for Board of Directors, Firm wide Asset and Liability Committee (ALCO), senior management, regulatory requests, etc.
• Participating in strategic initiatives around the Firm's balance sheet and liquidity management

Required qualifications, capabilities, and skills:

• A minimum of 3 years of full-time experience; experience should ideally be in Treasury, Investment Banking, Risk Management, or Management Consulting
• Bachelor's and/or Master's degree required in Finance, Economics, Engineering, or Mathematics
• Excellent collaboration, organizational and verbal/written communication skills with ability to present information in a clear and concise manner
• Ability to work under pressure, prioritize multiple tasks, and bring tasks to closure

Preferred qualifications, capabilities, and skills:

• Proficiency in PowerPoint, Excel, and Tableau
• Experience using a scripting language such as Python

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.

As a Senior Associate in Liquidity Management, you will be a key member that is responsible for driving Firm wide liquidity strategy.