Balance Sheet Management - Liquidity, Senior Associate

JPMorganChase; New York (NY); On-site; USD 120,000 - 160,000; Full time

Job summary

JPMorganChase in New York is seeking a Senior Associate in the Liquidity Management Strategy team to monitor firmwide balance sheets and liquidity positions, including currency exposures, and help guide our liquidity strategy.

You will partner with Treasury leaders to translate complex analytics into clear, decision-ready materials and support forecasting, stress measures, and strategic balance sheet initiatives. This role emphasizes analytical rigor, ownership, and risk awareness.

Qualifications

• Minimum 3 years of full-time experience in Treasury, Investment Banking, Risk Management, or Management Consulting.
• Bachelor's and/or Master's degree required in Finance, Economics, Engineering, or Mathematics.
• Excellent collaboration, organizational and verbal/written communication skills with ability to present information in a clear and concise manner.
• Ability to work under pressure, prioritize multiple tasks, and bring tasks to closure.

Responsibilities

• Understanding the drivers of changes in the balance sheet and associated liquidity impacts
• Leading the monitoring of Firm wide and legal entity balance sheets and liquidity positions, including the currency aspect
• Leading balance sheet and liquidity management coverage
• Assisting in liquidity forecasting for US Liquidity Coverage Ratio (LCR), US Net Stable Funding Ratio (NSFR) and internal liquidity stress measures (ILST), consistent with financial forecasting and stress testing processes
• Creating presentations for Board of Directors, Firm wide Asset and Liability Committee (ALCO), senior management, regulatory requests, etc.
• Participating in strategic initiatives around the Firm's balance sheet and liquidity management

Skills

Collaboration

Organizational skills

Verbal/Written communication

Education

Bachelor's/Master's in Finance, Economics, Engineering, or Mathematics

Tools

PowerPoint

Excel

Tableau

Python

Job description

Job Description

Help shape how we manage liquidity across a global financial institution. In this role, you will turn balance sheet and market dynamics into clear insights and actionable strategy. You will work with leaders across Treasury and key stakeholders to support resilient funding and liquidity outcomes. If you enjoy solving complex problems with data and sound judgment, you will find meaningful impact here.

Job Description

Help shape how we manage liquidity across a global financial institution. In this role, you will turn balance sheet and market dynamics into clear insights and actionable strategy. You will work with leaders across Treasury and key stakeholders to support resilient funding and liquidity outcomes. If you enjoy solving complex problems with data and sound judgment, you will find meaningful impact here.

As a Senior Associate in the Liquidity Management Strategy team, you will monitor firmwide and legal entity balance sheets and liquidity positions, including currency exposures, to help guide our liquidity strategy. You will support forecasting and internal stress measures that inform how we manage liquidity under business-as-usual and stressed conditions. You will partner closely with stakeholders to translate complex analytics into clear messages and decision-ready materials. You will join a collaborative team that values thoughtful analysis, ownership, and strong risk awareness.

Job Responsibilities

• Understanding the drivers of changes in the balance sheet and associated liquidity impacts
• Leading the monitoring of Firm wide and legal entity balance sheets and liquidity positions, including the currency aspect
• Leading balance sheet and liquidity management coverage
• Assisting in liquidity forecasting for US Liquidity Coverage Ratio (LCR), US Net Stable Funding Ratio (NSFR) and internal liquidity stress measures (ILST), consistent with financial forecasting and stress testing processes
• Creating presentations for Board of Directors, Firm wide Asset and Liability Committee (ALCO), senior management, regulatory requests, etc.
• Participating in strategic initiatives around the Firm's balance sheet and liquidity management

Required Qualifications, Capabilities, And Skills

• A minimum of 3 years of full-time experience; experience should ideally be in Treasury, Investment Banking, Risk Management, or Management Consulting
• Bachelor's and/or Master's degree required in Finance, Economics, Engineering, or Mathematics
• Excellent collaboration, organizational and verbal/written communication skills with ability to present information in a clear and concise manner
• Ability to work under pressure, prioritize multiple tasks, and bring tasks to closure

Preferred Qualifications, Capabilities, And Skills

• Proficiency in PowerPoint, Excel, and Tableau
• Experience using a scripting language such as Python

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About The Team

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.