Life Insurance Agent

USA Life Insurance Group, LLC

Rhode Island

On-site

USD 50,000 - 150,000

Full time

14 days+

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Benefits offered by this job

Comprehensive training

Career advancement opportunities

Performance-based bonuses

Job summary

A leading insurance company is seeking an Outside Sales Representative in Rhode Island to drive sales and build strong client relationships. The ideal candidate will have proven sales experience, excellent communication skills, and a passion for helping clients find the best insurance solutions. This role offers competitive compensation, including a base pay range of $50,000 to $150,000 annually, plus commission and bonuses. Opportunities for career advancement and comprehensive training available.

Qualifications

Experience within insurance or financial services preferred.
Ability to build rapport and trust with clients.
Willingness to travel within the assigned territory.

Responsibilities

Prospect and generate leads for potential clients.
Conduct comprehensive needs assessments with clients.
Deliver engaging sales presentations.
Maintain long-term relationships with clients.
Stay informed about industry trends and products.
Maintain accurate records of sales activities.
Ensure compliance with regulatory requirements.

Skills

Proven sales experience

Excellent communication skills

Strong presentation skills

Self-motivated

Negotiation skills

Education

High school diploma or equivalent

Bachelor’s degree in business, finance, or related field (preferred)

Job description

Overview

Position Overview: Are you ready to ignite your career in sales with passion and professionalism? We are on the hunt for a dynamic and motivated Outside Sales Representative to join our vibrant team and propel the growth of our life insurance products. As a key player in our sales force, you will forge strong client relationships, uncover customer needs, and offer tailored life insurance solutions. This role allows you to work independently, meet potential clients in various settings, and hit your sales targets in a rewarding and supportive environment.

Key Responsibilities

Prospecting and Lead Generation: Leverage our platform that targets qualified candidates seeking our life insurance products, allowing you to focus more on client interactions and less on lead hunting.
Client Consultation: Conduct comprehensive needs assessments to understand clients\' financial goals and insurance needs, presenting and explaining life insurance options to help clients make informed decisions.
Sales Presentation: Deliver engaging sales presentations to individuals and groups, tailoring presentations to address specific client concerns and preferences.
Relationship Management: Cultivate and maintain long-term relationships with clients, providing ongoing support and service. Conduct regular follow-ups to ensure customer satisfaction and policy retention.
Market Research: Stay informed about industry trends, competitive products, and market conditions to position our life insurance products effectively.
Sales Reporting: Maintain accurate records of sales activities, client interactions, and progress toward targets; prepare regular reports for management.
Compliance: Ensure all sales activities adhere to regulatory requirements and company policies, maintaining confidentiality of client information and upholding ethical standards.

Qualifications

Proven sales experience, preferably within insurance or financial services.
Excellent communication and interpersonal skills with the ability to build rapport and trust with clients.
Strong presentation and negotiation skills.
Self-motivated, results-driven, and able to work independently.
Willingness to travel within the assigned territory and manage a flexible schedule.
Valid driver’s license and reliable transportation.
High school diploma or equivalent; bachelor’s degree in business, finance, or related field is a plus.
Life insurance license or the ability to obtain one (assistance provided to acquire license).
Competitive compensation with attractive commission and bonus structures.
Comprehensive training and ongoing professional development.
A supportive team environment with access to mentors.
Opportunities for career advancement within the company.

Compensation

Base pay range: $50,000.00/yr - $150,000.00/yr. Additional compensation types include Annual Bonus and Commission. Bonuses are performance-based and paid monthly; residuals are paid on the anniversary date of the client\'s sale. This range is provided by USA Life Insurance Group, LLC. Actual pay will be based on skills and experience.

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