Licensed Medicare Sales Agent (Contractor)

Financial Grade Senior Consultants; Los Angeles (CA); Remote; USD 60,000 - 150,000; Full time

Benefits offered by this job

Commissions

Leads program

Marketing support

Guidance from experts

Technology platforms

Networking events

Job summary

Financial Grade Senior Consultants is seeking licensed Medicare Insurance Agents to join our growing team. This 1099, commission-based opportunity lets you build and own a book of business while supported by a national FMO with expansive carrier access.

You can work independently with a flexible schedule, selling Medicare Advantage, Medicare Supplement, and Prescription Drug plans in the field or over the phone.

Qualifications

• Licensed health insurance agent with active license in resident state.
• AHIP certification (2026) or equivalent.
• Commission-based independent contractor environment.

Responsibilities

• Educate Medicare-eligible clients on Medicare Advantage, Medicare Supplement, and Drug plans.
• Build and own your book of business with a flexible schedule.
• Sell in the field, telephonically, or both and manage client relationships.

Skills

Sales

Communication

Self-motivation

Job description

About Us:

Financial Grade Senior Consultants is a nationally recognized Field Marketing Organization (FMO) with nearly 20 years of experience supporting independent insurance agents. Licensed in all 50 states, we partner with most national carriers and provide comprehensive agent support, including grassroots marketing, back‑office services, and cutting‑edge technology. Our commitment to quality and agent success has earned us strong retention rates and national recognition, including appearances on Fox and News Channel 5 as a Medicare correspondent.

We specialize in the sales and distribution of Senior Health & Life Insurance products, annuities, and ancillary products. Built by brokers, for brokers, we offer the tools, guidance, and resources agents need to grow thriving businesses, including support with licensing, agency building, and long‑term career development.

About the Role:

We are seeking licensed, experienced, and motivated Independent Medicare Insurance Agents to join our growing team. This is a 100% commission-based, 1099 opportunity that allows you to build and own your own book of business while leveraging the support of a top-producing FMO.

Agents have the flexibility to work independently, set their own schedules, and sell in the field, telephonically, or both. You will educate Medicare‑eligible clients on Medicare Advantage, Medicare Supplement, and Prescription Drug plans, helping them make informed decisions based on their individual needs. With effort and support, agents have the potential to build a six‑figure income stream.

Why Financial Grade Senior Consultants, Why Now?

As an FMO, we specialize in the sales & distribution of Senior Health & Life Insurance products, annuities, and other ancillary products. Our ambition and reputation for excellence have propelled us to be one of the nation’s top-producing FMOs. If you are a motivated and experienced insurance agent looking to take your career to the next level, we want to hear from you! Join Financial Grade Senior Consultants and become part of a dynamic team dedicated to helping agents succeed in the insurance industry.

As a Financial Grade Agent, you receive:

• Commissions: Direct carrier commissions and lifetime renewals - you own your book of business.
• Leads: Access to a robust lead program with no upfront cost - pay only when you sell.
• Marketing: Proven strategies and programs to keep your pipeline full.
• Guidance: Ongoing support from Sales, Marketing, and Compliance experts, plus discounts on AHIP certification.
• Technology: Industry‑leading platforms for CRM, quoting, and enrollment, including free access to Connecture.
• Networking: Agent Synergy Mixers designed to build referral relationships and strategic partnerships.

Who We’re Looking for:

This opportunity is ideal if you:

• Hold a valid health insurance license
• Thrive in a commission-only, independent contractor (1099) environment
• Are assertive, goal-oriented, and self-motivated
• Demonstrate professionalism, integrity, and strong communication skills
• Can work a flexible schedule
• Are passionate about helping seniors navigate their insurance options

License/Certifications:

· Active Health Insurance License in Resident State (Required)

· AHIP 2026 Certification (Required)

Together, we can achieve more.

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Financial Grade is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, religious creed, gender, sexual orientation, gender identity, gender expression, transgender, pregnancy, marital status, national origin, ancestry, citizenship status, age, disability, protected Veteran Status, genetics or any other characteristic protected by applicable federal, state, or local law.

AI Use Disclosure

To make our hiring process smooth and efficient, we use tools like BambooHR (application tracking) and Calendly (scheduling). These tools help us stay organized, but all applications and results are carefully reviewed by real people.

AI supports our process, it doesn't replace human judgment. We also take steps to reduce potential bias in the tools we use, so every candidate is considered fairly.