Licensed Loan Officer - REMOTE - San Jose, California

True Financial Lending; San Jose (CA); Remote; USD 60,000 - 120,000; Full time

Benefits offered by this job

OTE

Paid at funding

Live transfers

Remote work

Job summary

True Financial Lending is seeking experienced licensed Mortgage Loan Officers for our Headquarters in Southfield, with a remote-friendly, high-energy inside sales environment. You will focus on closing residential and/or commercial loans, receiving live leads, and working from a home office.

Receive pre-screened leads, use diverse sources, collaborate with processing and underwriting to close loans quickly, and build a strong referral network with Realtors, builders, and investors.

Qualifications

• Minimum 1–2 years of experience originating residential mortgage loans.
• Active NMLS license in good standing.
• Proven success in a call center or high-volume inside sales environment.
• Strong communication, negotiation, and relationship-building skills.
• Proficiency with standard mortgage industry software.

Responsibilities

• Receive live-transfer leads from appointment setters and immediately build rapport.
• Evaluate borrower financial profiles and recommend suitable residential mortgage products.
• Multiple lead sources provided - Inbound, transfers, outbound
• Guide clients through the initial application and pre-approval process.
• Collaborate with processing and underwriting teams to ensure timely loan closures.
• Maintain a high closing ratio while delivering exceptional customer service.

Skills

Mortgage origination

Inside sales

NMLS license

Call center experience

Communication

Negotiation

Relationship building

Mortgage software

Tools

Mortgage software

Job description

About Us

True Financial is a fast-growing mortgage lender with a dynamic,

True Financial is a fast-growing mortgage lender with a dynamic, ground-floor opportunity. We offer a high-energy, start-up feel backed by solid operational support. You will focus solely on closing deals, not hunting for business. We are seeking experienced, licensed Mortgage Loan Officers for our Headquarters in Southfield. Our dedicated team of appointment setters transfers live leads directly to your desk daily. This is a full-time, inside sales role requiring a proven track record of closing residential and/or commercial loans.

What We Offer

• Amazing On-Target Earnings (OTE): Uncapped, aggressive commission structure built for top producers.
• GET PAID: Multiple flexible pay plans for discussion - New Loan Officers - Get Paid AT FUNDING while you build your pipeline - Receive a commission check FAST
• Warm Live Transferes, Prescreened Leads, and Organic Social Media Marketing
• Marketing and Branding Support: Call and Close Compliant provided leads while also creating your own referral network with Realtors, Builders, Investors, etc.
• Career Growth: Rapid advancement opportunities in a rapidly scaling company.
• Remote Flexibility: Work from the comfort of your home office.

Key Responsibilities

• Receive live-transfer leads from appointment setters and immediately build rapport.
• Evaluate borrower financial profiles and recommend suitable residential mortgage products.
• Multiple lead sources provided - Inbound, transfers, outbound
• Guide clients seamlessly through the initial application and pre-approval process.
• Collaborate with processing and underwriting teams to ensure timely loan closures.
• Maintain a high closing ratio while delivering exceptional customer service.

Qualifications

• Minimum 1–2 years of experience originating residential mortgage loans.
• Active NMLS license in good standing.
• Proven success in a call center or high-volume inside sales environment.
• Strong communication, negotiation, and relationship-building skills.
• Proficiency with standard mortgage industry software.